Defined Benefit Plans – Know the Risks to Pensioners and Taxpayers
Pension Funds continue to be victimized at an alarming rate. Whether it is by brokerage firms selling them inappropriate products or “consultants” giving them self-serving...
5 Reasons Why You Should Be Wary of Variable Annuities
A variable annuity is an insurance product sold for investment purposes. The insurance element is the death benefit which is payable only if you die...
Retirement Ready: Creating a Financial Planning Philosophy
I have learned that I did my best at something when I had a plan and I practiced. To start you have to have a...
Protecting Your Investments in an Inflationary Environment
The Debt, The Deficit, and Quantitative Easing Many people are aware of the fiscal crisis in Washington. Investment portfolios need to take into consideration macroeconomic...
Is Your Financial Advisor Licensed?
Licenses Protect Your Retirement Anybody can sell investment products whether they are licensed or not. Taken to an extreme a financial advisor may be part...
Investor Protection from Unauthorized Withdrawals from Accounts
It’s a Brokerage Firm’s Duty to Protect Client Accounts from Unauthorized Withdrawals! What are Unauthorized Withdrawals? FINRA has warned member firms to protect investors against...
Accelerate Your Investment in Retirement Assets
It is standard retirement doctrine that you must save 10% of your pre-tax income during working years to afford a comfortable, secure lifestyle after you...
Protecting Investors from High Costs
This is Part 1 of a 2 Part series on Actively-managed Mutual Funds. You are given two investment options. Fund A charges an annual management...
Why are ETFs dangerous?
Exchange-traded funds, otherwise known as ETFs have become investors’ new best friends in the investment world. Investors have spent over $1 trillion into these investment...
Retirement Portfolios – Shifting from Accumulation to Distribution
Creating sustainable retirement portfolios is as much art as science. The tendency to view our annual capital projections as only science, due to the mathematics...
