Defined Benefit Plans – Know the Risks to Pensioners and Taxpayers
Pension Funds continue to be victimized at an alarming rate. Whether it is by brokerage firms selling them inappropriate products or “consultants” giving them self-serving...
Retirement Ready: Creating a Financial Planning Philosophy
I have learned that I did my best at something when I had a plan and I practiced. To start you have to have a...
Protecting Your Investments in an Inflationary Environment
The Debt, The Deficit, and Quantitative Easing Many people are aware of the fiscal crisis in Washington. Investment portfolios need to take into consideration macroeconomic...
Accelerate Your Investment in Retirement Assets
It is standard retirement doctrine that you must save 10% of your pre-tax income during working years to afford a comfortable, secure lifestyle after you...
Retirement Portfolios – Shifting from Accumulation to Distribution
Creating sustainable retirement portfolios is as much art as science. The tendency to view our annual capital projections as only science, due to the mathematics...
A Solution to Low Interest Rates during Retirement
You are retired and you are currently taking a 4% distribution from your retirement assets to fund your standard of living. You are an old...
The Best Retirement Plan or Not?
Millions of Americans have financial planners, retirement planners, and investment advisors who tell them what to do with their assets. People follow the professionals’ advice...
403(b)s – The Ins and Outs and Some Know-How
403(b)s are a great investment vehicle for retirement for those who work for K-12 public school districts, colleges, universities, libraries, hospitals, churches, etc., and they...
Want Financial Security? Defer Your Retirement!
80% of Americans need a wake-up call. Retirement in your early or mid 60’s and maintaining your current standard of living for the rest of...
5 Sources of Income to Include in a Retirement Plan
Americans have five primary sources of retirement assets that will produce income in their Golden Years: Social Security, Pension Plans, Personal Savings, Real Estate, and...
