Retirement Strategy – ‘File and Suspend’ Social Security
Many of my clients are asking me about a Social Security retirement strategy commonly referred to as ‘File and Suspend’. One thing I know for...
5 Frightening Facts about Retirement in America
If you are reading articles about retirement, make sure you read our eBook, 5 Frightening Facts about Retirement in America. It takes no more than 10...
What You Should Know about Variable Annuities
A variable annuity is a mutual fund-type investment contract between the investor and an insurance company, under which the insurer agrees to make periodic payments...
Getting Justice for Seniors
Every state has passed some form of legislation protecting seniors from financial exploitation in addition to any type of physical abuse or theft of assets. Senior...
Investor’s Apathy Wrecks Retirement Plans
I was talking to a 5 Star rated financial advisor who is a long-term member of the Paladin Registry the other day. He described an...
How Effective is Your 401k?
The “Employee Retirement Income Security Act” (ERISA) was enacted to protect pension plan participants and their beneficiaries. Three main themes run through ERISA, (1) the avoidance...
A Retirement Solution for Self-Employed Americans
Are you an entrepreneur, independent contractor, consultant, or temporary worker? According to Intuit, 40% of Americans will fall into one of these categories by 2020....
myRA is a Flawed Idea from a Desperate Politician
Who is he kidding? Obama must be concerned about his declining popularity in the polls or losing the Senate in the Fall elections. Why else...
Should I Take My Social Security Benefit Now or Later?
Often times a financial analysis is completed without looking at all the factors. With the majority of people that vote being above the age of...
The Advantages of a Roth IRA – The Disadvantages of a Roth IRA
Roth IRAs are a great investment vehicle for retirement for those who qualify to contribute to them (there are earned income phase-out ranges and limitations),...
