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Mark Harwanko

Black River Financial, LLC

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Paladin Registry 5 Stars

This advisor or firm is a vetted, documented member of the Paladin Registry.

This advisor or firm received a 5 Star quality rating from Paladin’s research department. Paladin analysts use a proprietary algorithm to rate the quality of financial advisor and firm credentials, ethics, business practices, and services.

Paladin provides free information services to investors who rely on planners and investment advisors to help them achieve their financial goals. Paladin is the only SEC registered firm that vets, validates, and documents the quality of financial professionals and firms (since 2003).

Paladin Research Report For:

Mark Harwanko

Black River Financial, LLC

Mark Harwanko, a financial fiduciary has been a Paladin Registry member since 2018. Mark provides financial services to clients in the Chester, New Jersey area.

I. Snapshot

A. Registry Member
  • Since 2018
B. Years of Experience
  • 35
C. College Degrees
  • Rutgers - MBA
  • University of Delaware - BSCE
D. Certifications
  • None
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    Our philosophy is simple: Help our clients live more enjoyable lives by having better control over their finances. To that end, we offer advice and programs that can help you avoid poor financial decisions while potentially increasing your probability of success. Our core belief is: " WIN BY NOT LOSING"

G. Asset Requirement
  • $250,000

II. Contact Information

A. Key Contact
  • Mark Harwanko
B. Main Location
  • 1 Mill Ridge Lane, Suite 203
    Chester, New Jersey, 07930
C. Telephone
  • 908.375.7980

III. Internet

B. Social Connections

IV. Firm(s)

A. Name of Firm
  • Black River Financial, LLC
B. Relationship to Firm
  • Independent Contractor
C. Name of RIA
  • IC Advisory Services, Inc
D. Name of Broker/Dealer
  • The Investment Center, Inc
E. Name(s) of Custodian(s)
  • BNY Pershing

V. Credentials

A. Years of Financial Experience
  • 35 Years
B. College, Degrees, Years
  • Rutgers - MBA
  • University of Delaware - BSCE
C. Current Certifications
  • None
D. Financial Industry Associations (Active Memberships)
  • Financial Services Institute

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • IAR
B. Type of RIA Registration
  • SEC
C. Industry Licenses
  • Securities License(s)
  • Insurance License(s)
D. Registration & License Numbers
  • CRD: 1230579
  • IARD: None
  • Insurance: NPN # 2340855
E. State Licences
  • Financial Advice, Services for Fees: See List
    • Alabama
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Illinois
    • Maryland
    • New Jersey
    • New York
    • Ohio
    • Pennsylvania
    • Vermont
    • Virginia
    • Washington
  • Investment Products for Commission: See List
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Illinois
    • New Jersey
    • New York
    • North Carolina
    • Pennsylvania
    • South Carolina
    • Vermont
    • Virginia
    • Washington
  • Insurance Products for Commission: See List
    • Colorado
    • Connecticut
    • Florida
    • Illinois
    • New Jersey
    • New York
    • Ohio
    • Pennsylvania
    • South Carolina
F. Compliance Record (Investment)
  • No Disclosures
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • None
J. View our ADV(s)
K. Links

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    Our philosophy is simple: Help our clients live more enjoyable lives by having better control over their finances. To that end, we offer advice and programs that can help you avoid poor financial decisions while potentially increasing your probability of success. Our core belief is: " WIN BY NOT LOSING"

B. Minimum Asset Requirement
  • $250,000
C. Number of Current Clients
  • Available Upon Request
D. Assets (Management, Advisement)
  • Available Upon Request
E. Methods of Compensation
  • Hourly Fee
  • Fixed Fee
  • Asset-Based Fee
  • Commissions (Investment Products)
  • Commissions (Insurance Products)
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
  • Skype/Voice
  • Skype/Video-Voice
G. Types of Reports (Frequency)
  • Performance (Quarterly)
  • Brokerage Statement (Monthly)
  • Newsletters (Monthly)
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    A cornerstone of financial planning is the recognition that everyone's business and life situation is unique. Practitioner experience and skill are critical when planning for a successful financial outcome. Our planning approach is based on the belief that a strong team of experts can deliver a more comprehensive solution than one practitioner, or even one firm. BRF is partnered with a large network of specialists in a wide range of disciplines that can help craft the best solution. (CPAs, Attorneys, Insurance Specialists, Money Managers, Benefits Consultants, Actuaries, Business Consultants, etc...) The team based approach, and the connected professionals that make it work, is the result of working with many clients solving many different issues over the last three decades.

VIII. Clients & Services

A. Types of Clients
  • Individuals & Couples (Working)
  • Individuals & Couples (Retired)
  • Business Pension Plans
  • Business (Taxable)
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Insurance Products
  • Investment Products (Commission)
C. Discretionary Asset Management
  • Discretionary and Non-Discretionary
D. Limited Engagement Services
  • Planning Only
  • Financial Plan Reviews
  • Investment Portfolio Reviews

IX. Certification

Advisor Name
  • Mark Harwanko
Most Recent Update:
  • Feb 20, 2019

BASIC INFORMATION NEEDED FOR THE INQUIRY

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