Q: What does a financial advisor do?

Financial advisors assess the financial goals and risk appetite of their clients and chalk out a personalized investment plan for achieving those goals. They use their expertise to guide their clients on how to save tax, get rid of excessive debt and plan for future contingencies.

Q: When should I hire a financial advisor?

Ideally, Financial advisors must be consulted regularly. No matter how much you earn and where are you from, everybody needs a financial advisor to make sure that they reap the maximum from their income. A financial advisor is especially important if you are nearing retirement, planning a family, saving up for education, or thinking of passing on your estate to your heirs.

Q: What are the different types of financial advisors? How do I choose one?

There are different types of financial advisors. A financial advisor can be a relationship manager from a stockbroking company, insurance or mutual fund advisor, a personal banker from a well-known bank, an accountant or an attorney with expertise in taxation and estate planning.

Q: When can money be withdrawn from a Roth IRA?

Money can be withdrawn anytime from a Roth IRA account for any reason without penalties and taxes as long as they are the contributions, which are after-tax dollars, so taxes have already been paid. However, earnings (profit) made from the account, have different rules that apply when withdrawing. Withdrawing from earnings on a Roth IRA account, before the account holder is 59 1 &frasl; 2 and/or if the account is less than 5 years old, may accrue a 10% penalty and federal taxes.

Q: How does my financial advisor get paid?

There are broadly three different types of advisors. Commission-only If you hire a commission-based financial advisor then you will have to pay a percentage of your budget as commission and the rest of the amount will be invested in the financial products and instruments. Fee-only Fee-only financial advisors charge a certain flat fee for their advice. The fee depends on the years of experience, expertise, and certifications that financial advisors hold. They do not get any kind of commissions out of the financial products recommended by them. Fee-based (Commissions and fees) These advisors charge a combination of both commissions and fees.

Q: Can I be my own financial advisor?

Many people have saved thousands of dollars each year by just consulting a financial advisor. Usually, people try to manage their own finances and thus are not able to draw maximum benefit out of their savings. Financial planning is quite complex and requires a lot of expertise. An experienced financial expert can help you chalk out the best plans for you and safeguard your financial future.

Home > Financial Advisor Directory > new york

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Search for the best financial advisors and planners for you with Paladin Registry’s unbiased free matching tool and get matched to vetted, pre-qualified financial advisors. Compare the advisor's credentials, certifications, firm associations etc. and connect with the financial advisor that best matches your requirements.

Jonathan Bartholomew

Rock Ridge Wealth LLC

AIF^®

Jonathan Bartholomew, a financial fiduciary, provides financial services to clients in the Sackets Harbor, New York area. Jonathan holds a AIF^® certification. Jonathan has over 21 years of experience.

Sackets Harbor, NY

Telephone Advisor

Telephone: 315-681-8478

Visit Advisor Website

www.rockridgewealthllc.com

View Research Report

Additional Information:

Years of Experience:
21 Years

Fee Structure

Fee-Only
Hourly
Flat Fee
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab

Peter Levine

Ameriprise Financial Services, LLC

CFP^®, CLU^®, ChFC^®

Peter Levine, a financial fiduciary, provides financial services to clients in the New York, New York area. Peter holds a CFP^®, CLU^®, ChFC^® certification. Peter has over 24 years of experience.

New York, NY

Telephone Advisor

Telephone: 212-967-1428

Visit Advisor Website

https://www.ameripriseadvisors.com/peter.x.levine

View Research Report

Additional Information:

Years of Experience:
24 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Richard Dougherty

Echelon Wealth Advisors, LLC

CFP^®, AIF^®

Richard Dougherty, a financial fiduciary, provides financial services to clients in the Pittsford, New York area. Richard holds a CFP^®, AIF^® certification. Richard has over 12 years of experience.

Pittsford, NY

Telephone Advisor

Telephone: 585-381-1861

Visit Advisor Website

https://echelonwa.com/

View Research Report

Additional Information:

Years of Experience:
12 Years

Fee Structure

Fee-Based
Hourly
Commissions
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Portfolio Management
Retirement Planning
401K Rollovers
Education Funding and Planning
Financial Planning for Individuals
Tax Advice and Services

Name(s) of Custodian(s):
Pershing, NFS, Charles Schwab, Fidelity

Anthony M. Errico

Port Capital Management

Anthony M. Errico, a financial fiduciary, provides financial services to clients in the Massapequa, New York area. Anthony has over 15 years of experience.

Massapequa, NY

Telephone Advisor

Telephone: 212-597-2249

Visit Advisor Website

https://portcapitalmgmt.com/

View Research Report

Additional Information:

Years of Experience:
15 Years

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab

Dino Pagiazitis

Integrity Point Advisors

Dino Pagiazitis, a financial fiduciary, provides financial services to clients in the Commack, New York area. Dino has over 18 years of experience.

Commack, NY

Telephone Advisor

Telephone: 631-800-3667

Visit Advisor Website

www.integritypointadvisors.com

View Research Report

Additional Information:

Years of Experience:
18 Years

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Fidelity Investments

Gregory Jennings

OMC Financial Services, Ltd.

Gregory Jennings, a financial fiduciary, provides financial services to clients in the Dewitt, New York area. Gregory has over 32 years of experience.

Dewitt, NY

Telephone Advisor

Telephone: 315-446-8720

Visit Advisor Website

www.omcfinance.com

View Research Report

Additional Information:

Years of Experience:
32 Years

Fee Structure

Fee-Only
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab & Co.

Louis Green

Savvy Advisors

CFP^®, CPWA^®, CFA^®

Louis Green, a financial fiduciary, provides financial services to clients in the Brooklyn, New York area. Louis holds a CFP^®, CPWA^®, CFA^® certification. Louis has over 25 years of experience.

Brooklyn, NY

Telephone Advisor

Telephone: 917-590-0552

Visit Advisor Website

https://www.savvywealth.com/

View Research Report

Additional Information:

Years of Experience:
25 Years

Fee Structure

Fee-Only
Hourly
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Excelsior Wealth Partners

CFP^®, CLU^®

Matt Dauksza, a financial fiduciary firm, has been a Paladin Registry member since 2020 and provides financial services to clients in the Syracuse, New York area.

Syracuse, NY

Telephone Advisor

Telephone: 315-527-3590

Visit Advisor Website

https://www.excelsiorwp.com

View Research Report

Additional Information:

Years of Experience:
24 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

John Patsy

LPL Financial

CLTC^®, CFP^®, RICP^®

John Patsy, a financial fiduciary, provides financial services to clients in the Hauppauge, New York area. John holds a CLTC^®, CFP^®, RICP^® certification. John has over 15 years of experience.

Hauppauge, NY

Telephone Advisor

Telephone: 631-350-7024

Visit Advisor Website

https://www.johnpatsy.com

View Research Report

Additional Information:

Years of Experience:
15 Years

Fee Structure

Fee-Based
Hourly
Commissions
Flat Fee
Based on Assets

Asset Requirement: $50,000

Name(s) of Custodian(s):
LPL Financial, LLC

Nicholas J Efthemis

Emergent Wealth Advisors, LLC

CFP^®, CRPS^®

Nicholas J Efthemis, a financial fiduciary, provides financial services to clients in the Williamsville, New York area. Nicholas holds a CFP^®, CRPS^® certification. Nicholas has over 21 years of experience.

Williamsville, NY

Telephone Advisor

Telephone: 716-828-8390

Visit Advisor Website

www.emergentwa.com

View Research Report

Additional Information:

Years of Experience:
21 Years

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $100,000

Name(s) of Custodian(s):
Multiple

William Romero

Mml

William Romero, a financial fiduciary, provides financial services to clients in the Garden City, New York area. William has over 20 years of experience.

Garden City, NY

Telephone Advisor

Telephone: 646-805-8842

Visit Advisor Website

https://www.massmutual.com/

View Research Report

Additional Information:

Years of Experience:
20 Years

Fee Structure

Fee-Based
Hourly
Commissions
Flat Fee
Based on Assets

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

John Traut

Lpl

AWMA^®

John Traut, a financial fiduciary, provides financial services to clients in the Tarrytown, New York area. John holds a AWMA^® certification. John has over 7 years of experience.

Tarrytown, NY

Telephone Advisor

Telephone: 347-342-2419

Visit Advisor Website

https://www.lpl.com/

View Research Report

Additional Information:

Years of Experience:
7 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $10,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Bryant Asset Management

CFA^®, CHARTERED FINANCIAL ANALYST

Bryant Asset Management, a financial fiduciary firm, has been a Paladin Registry member since 2019 and provides financial services to clients in the Slingerlands, New York area.

Slingerlands, NY

Telephone Advisor

Telephone: 518-963-5800

Visit Advisor Website

https://www.bryantassetmgt.com/

View Research Report

Additional Information:

Years of Experience:
14 Years

Fee Structure

Commissions
Flat Fee
Based on Assets

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Edelman Financial Engines, LLC

Alex Pinn, a financial fiduciary firm, has been a Paladin Registry member since 2014 and provides financial services to clients in the Clifton Park, New York area.

Clifton Park, NY

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Altfest Personal Wealth Management

CPA, CFP^®, CFA^®, ChFC^®

Altfest Personal Wealth Management, a financial fiduciary firm, has been a Paladin Registry member since 2022 and provides financial services to clients in the New York, New York area.

New York, NY

Telephone Advisor

Telephone: 212-796-8732

Visit Advisor Website

https://www.altfest.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Asset Requirement: $1,000,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab & TD Ameritrade

Edelman Financial Engines, LLC

Edelman Financial Engines, LLC, a financial fiduciary firm, has been a Paladin Registry member since 2018 and provides financial services to clients in the Staten Island, New York area.

Staten Island, NY

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab, TD Ameritrade and others.

Farther Finance, LLC

Farther, LLC, a financial fiduciary firm, has been a Paladin Registry member since 2023 and provides financial services to clients in the New York, New York area.

New York, NY

Telephone Advisor

Telephone: 646-494-2925

Visit Advisor Website

https://www.farther.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $0

Financial Services Provided:

Financial Planning
Portfolio Management
Wealth Management
Estate Planning & Trusts

Frequently Asked Questions

What does a financial advisor do?

When should I hire a financial advisor?

What are the different types of financial advisors? How do I choose one?

What are the certifications to look while hiring a financial advisor?

The certifications assure you that the financial advisor that you have hired has all the skills and expertise that you need to plan a personal financial journey. When you look to hire a financial advisor you will find a range of initials and certifications that they hold. Broadly, they are divided into two categories.

A CPA (Certified Public Accountant) and CFP (Chartered Financial Planner) are the more general ones. The CFP and CPA certifications are considered as gold standards in personal financial planning. These advisors know their stuff very well and have exceptional competence in a range of financial planning subjects.

While CFA (Chartered Financial Analyst) and CLU (Chartered Life underwriter) certified professional can cater to your specific needs. A CFA can take care of your investment needs and CLU can advise you with the best insurance products.

What questions should you ask a financial advisor?

The most important question to ask a financial advisor is whether he is a fiduciary or not? A fiduciary works in the best interest of his client. Next, you must ask him about his certifications, and experience. You must always pick an advisor who has the best certifications like CPA, CFP, and CFA and at least, with a couple of years of experience. You can also ask him about his cost or fee. Always look for a fee-only advisor and make sure they don’t get commissions for selling financial products.

How does my financial advisor get paid?

There are broadly three different types of advisors.

Commission-only

If you hire a commission-based financial advisor then you will have to pay a percentage of your budget as commission and the rest of the amount will be invested in the financial products and instruments.

Fee-only

Fee-only financial advisors charge a certain flat fee for their advice. The fee depends on the years of experience, expertise, and certifications that financial advisors hold. They do not get any kind of commissions out of the financial products recommended by them.

Fee-based (Commissions and fees)

These advisors charge a combination of both commissions and fees.

Can I be my own financial advisor?

Not sure which advisoris right for you?

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