When can money be withdrawn from a Roth IRA?

Money can be withdrawn anytime from a Roth IRA account for any reason without penalties and taxes as long as they are the contributions, which are after-tax dollars, so taxes have already been paid. However, earnings (profit) made from the account, have different rules that apply when withdrawing. Withdrawing from earnings on a Roth IRA account, before the account holder is 59 1 &frasl; 2 and/or if the account is less than 5 years old, may accrue a 10% penalty and federal taxes.

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Top Rated Financial Advisors in Ohio

Knowing that your financial future is in safe hands is reassuring! An experienced financial expert can help you strategize your spendings, earnings, investments and savings to overcome your financial challenges and meet your financial goals effectively. However, finding a trusted financial advisor in Ohio is a daunting undertaking as there are hundreds of advisors near you, with a long list of qualifications and certifications to research and evaluate, that may leave you perplexed.

Find top advisors in Ohio with Paladin Registry

Paladin Registry helps you sail through your financial advisor search journey easily by narrowing down your list to top vetted financial advisors in Ohio near you.

Search for the best financial advisors and planners for you with Paladin Registry’s unbiased free matching tool and get matched to vetted, pre-qualified financial advisors. Compare the advisor's credentials, certifications, firm associations etc. and connect with the financial advisor that best matches your requirements.

Doug Kinsey

Artifex Financial Group, LLC

CFP^®, CIMA^®, AIF^®

Doug Kinsey, a financial fiduciary, provides financial services to clients in the Dayton, Ohio area. Doug holds a CFP^®, CIMA^®, AIF^® certification. Doug has over 25 years of experience.

Dayton, OH

Telephone Advisor

Telephone: 855-752-6644

Visit Advisor Website

https://artifexfinancial.com

View Research Report

Additional Information:

Years of Experience:
25 Years

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $1,000,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
TD Ameritrade Institutional, Folio Institutional and Betterment

Gary Hannah

Stratos Wealth Partners

CFP^®

Gary Hannah, a financial fiduciary, provides financial services to clients in the Akron, Ohio area. Gary holds a CFP^® certification. Gary has over 16 years of experience.

Akron, OH

Telephone Advisor

Telephone: 330-664-2273

Visit Advisor Website

https://www.garyhannahfinancialplanner.com/

View Research Report

Additional Information:

Years of Experience:
16 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

James Elios

Elios Financial Group, Inc.

CLU^®, AIF^®, ChFC^®

James Elios, a financial fiduciary, provides financial services to clients in the Westlake, Ohio area. James holds a CLU^®, AIF^®, ChFC^® certification. James has over 30 years of experience.

Westlake, OH

Telephone Advisor

Telephone: 440-617-9100

Visit Advisor Website

http://www.eliosfinancial.com

View Research Report

Additional Information:

Years of Experience:
30 Years

Fee Structure

Fee-Only
Hourly
Flat Fee
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab, Fidelity

Dave Wilder

Total Wealth Planning

Certified Trust and Financial Advisor (CTFA), CFP^®, Accredited Investment Fiduciary® (AIF)

Dave Wilder, a financial fiduciary, provides financial services to clients in the Cincinnati, Ohio area. Dave holds a Certified Trust and Financial Advisor (CTFA), CFP^®, Accredited Investment Fiduciary® (AIF) certification. Dave has over 35 years of experience.

Cincinnati, OH

Telephone Advisor

Telephone: 513-984-6696

Visit Advisor Website

www.twpteam.com

View Research Report

Additional Information:

Years of Experience:
35 Years

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $5,000

Financial Services Provided:

Financial Advice & Consulting

Jonathan Kesselman

Kesselman Wealth Management

JD, CFP^®

Jonathan Kesselman, a financial fiduciary, provides financial services to clients in the Westlake, Ohio area. Jonathan holds a JD, CFP^® certification. Jonathan has over 11 years of experience.

Westlake, OH

Telephone Advisor

Telephone: 440-709-3315

Visit Advisor Website

https://www.kesselmanwm.com

View Research Report

Additional Information:

Years of Experience:
11 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Rick Scheeler

Scheeler Financial Group

CLTC^®, CASL^®, CFP^®, MSFS, RICP^®, AEP^®, CLU^®, ChSNC^®, CAP^®, CKA^®, ChFC^®

Rick Scheeler, a financial fiduciary, provides financial services to clients in the West Chester, Ohio area. Rick holds a CLTC^®, CASL^®, CFP^®, MSFS, RICP^®, AEP^®, CLU^®, ChSNC^®, CAP^®, CKA^®, ChFC^® certification. Rick has over 22 years of experience.

West Chester, OH

Telephone Advisor

Telephone: 513-883-6100

Visit Advisor Website

https://www.scheelerfinancialgroup.com/

View Research Report

Additional Information:

Years of Experience:
22 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

rebel Financial

CFP^®, CLU^®, AIF^®, ChFC^®

W. Phil Ratcliff, a financial fiduciary firm, has been a Paladin Registry member since 2019 and provides financial services to clients in the Groveport, Ohio area.

Groveport, OH

Telephone Advisor

Telephone: 614-441-9605

Visit Advisor Website

https://rebelfinancial.com/

View Research Report

Additional Information:

Years of Experience:
21 Years

Fee Structure

Flat Fee
Based on Assets

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
TD Ameritrade, Schwab, TIAA CREF

Brian Davis

Davis Wealth Management, LLC

CEPA^®, CLU^®, CPFA, AIF^®, ChFC^®

Brian Davis, a financial fiduciary, provides financial services to clients in the Richfield, Ohio area. Brian holds a CEPA^®, CLU^®, CPFA, AIF^®, ChFC^® certification. Brian has over years of experience.

Richfield, OH

Telephone Advisor

Telephone: 330-777-3329

Visit Advisor Website

https://www.daviswealthmanagement.com/

View Research Report

Additional Information:

Fee Structure

Fee-Based
Hourly
Commissions
Flat Fee
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Brian Mills

Mills Financial Planning,Inc.

CFP^®

Brian Mills, a financial fiduciary, provides financial services to clients in the Dublin, Ohio area. Brian holds a CFP^® certification. Brian has over 27 years of experience.

Dublin, OH

Telephone Advisor

Telephone: 614-504-0402

Visit Advisor Website

http://www.millsfinancialplan.com/about

View Research Report

Additional Information:

Years of Experience:
27 Years

Fee Structure

Fee-Based
Hourly
Commissions

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Education Funding and Planning

Name(s) of Custodian(s):
Pershing

Dan Brown

National Wealth Management Group / LPL Financial

CWS

Dan Brown, a financial fiduciary, provides financial services to clients in the Cincinnati, Ohio area. Dan holds a CWS certification. Dan has over 26 years of experience.

Cincinnati, OH

Telephone Advisor

Telephone: 513-391-3187

Visit Advisor Website

www.nwmgadvisors.com

View Research Report

Additional Information:

Years of Experience:
26 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $25,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

James Evans

TTG Financial Inc

CFP^®, QPA^®, QKA^®, ChSNC^®

James Evans, a financial fiduciary, provides financial services to clients in the Canton, Ohio area. James holds a CFP^®, QPA^®, QKA^®, ChSNC^® certification. James has over 39 years of experience.

Canton, OH

Telephone Advisor

Telephone: 330-491-2220

Visit Advisor Website

www.teamttg.com

View Research Report

Additional Information:

Years of Experience:
39 Years

Fee Structure

Hourly
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Schwab

Retirement Corporation of America

AWMA^®, CFP^®, CRPS^®, CRPC^®, APMA^®

Retirement Corporation of America, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Cincinnati, Ohio area.

Cincinnati, OH

Telephone Advisor

Telephone: 513-769-4040

Visit Advisor Website

www.rca-online.com

View Research Report

Additional Information:

Years of Experience:
37 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $100,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Fidelity and Schwab

Landing Point Financial Group

Landing Point Financial Group, a financial fiduciary firm, has been a Paladin Registry member since 2025 and provides financial services to clients in the Avon, Ohio area.

Avon, OH

Telephone Advisor

Telephone: 440-365-9100

Visit Advisor Website

landingpointfinancialgroup.com

View Research Report

Additional Information:

Fee Structure

Fee-Only
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Risk Management
Education Funding and Planning

Name(s) of Custodian(s):
Fidelity Investments

Scott Lucas

Lucas Financial Services, Inc

RFC^®, ChFC^®

Scott Lucas, a financial fiduciary, provides financial services to clients in the Worthington, Ohio area. Scott holds a RFC^®, ChFC^® certification. Scott has over 29 years of experience.

Worthington, OH

Telephone Advisor

Telephone: 614-840-9770

Visit Advisor Website

http://www.lucasfinancialservices.com/

View Research Report

Additional Information:

Years of Experience:
29 Years

Fee Structure

Hourly
Flat Fee
Based on Assets

Financial Services Provided:

Financial Planning
Wealth Management
Investment Advice & Management

Name(s) of Custodian(s):
TD Ameritrade, Pershing LLC

Tyler Emrick

True Wealth Design

CFP^®

Tyler Emrick, a financial fiduciary, provides financial services to clients in the Akron, Ohio area. Tyler holds a CFP^® certification. Tyler has over 14 years of experience.

Akron, OH

Telephone Advisor

Telephone: 330-777-0688

Visit Advisor Website

https://www.truewealthdesign.com/

View Research Report

Additional Information:

Years of Experience:
14 Years

Fee Structure

Commissions
Flat Fee
Based on Assets

Financial Services Provided:

Financial Planning
Retirement Planning
Wealth Management
Financial Planning for Individuals
Investment Advice & Management

Name(s) of Custodian(s):
Shareholder Service Group, Charles Schwab, TD Ameritrade

Birchcreek Wealth Management

Dan Johnson, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Miamisburg, Ohio area.

Miamisburg, OH

Telephone Advisor

Telephone: 937-567-0646

Visit Advisor Website

www.BirchcreekWealth.com

View Research Report

Additional Information:

Fee Structure

Fee-Only

Asset Requirement: $500,000

Name(s) of Custodian(s):
Fidelity Investments

Edelman Financial Engines, LLC

Edelman Financial Engines, LLC, a financial fiduciary firm, has been a Paladin Registry member since 2014 and provides financial services to clients in the Boardman, Ohio area.

Boardman, OH

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab, TD Ameritrade and others.

Marc Henn

Harvest Financial Advisors

CFP^®

Marc Henn, a financial fiduciary, provides financial services to clients in the West Chester, Ohio area. Marc holds a CFP^® certification. Marc has over 30 years of experience.

West Chester, OH

Telephone Advisor

Telephone: 800-361-0329

Visit Advisor Website

http://harvestadvisors.com/

View Research Report

Additional Information:

Years of Experience:
30 Years

Fee Structure

Based on Assets

Financial Services Provided:

Financial Planning
Investment Advice & Management

Name(s) of Custodian(s):
Charles Schwab, JP Morgan, Fidelity

Edelman Financial Engines, LLC

Matt Loeffler, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Akron, Ohio area.

Akron, OH

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Edelman Financial Engines, LLC

Roger Baranovic, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Beachwood, Ohio area.

Beachwood, OH

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Sequoia Financial Group

Sequoia Advisors, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Akron, Ohio area.

Akron, OH

Telephone Advisor

Telephone: 888-225-3777

Visit Advisor Website

https://www.sequoia-financial.com

View Research Report

Additional Information:

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $0

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab, Fidelity Investments

Sequoia Financial Group

Sequoia Financial Group, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Mayfield Heights, Ohio area.

Mayfield Heights, OH

Telephone Advisor

Telephone: 888-225-3777

Visit Advisor Website

https://www.sequoia-financial.com

View Research Report

Additional Information:

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $0

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab, Fidelity Investments

Top vetted financial advisors in Ohio by cities

Frequently Asked Questions

What does a financial advisor do?

When should I hire a financial advisor?

What are the different types of financial advisors? How do I choose one?

What are the certifications to look while hiring a financial advisor?

The certifications assure you that the financial advisor that you have hired has all the skills and expertise that you need to plan a personal financial journey. When you look to hire a financial advisor you will find a range of initials and certifications that they hold. Broadly, they are divided into two categories.

A CPA (Certified Public Accountant) and CFP (Chartered Financial Planner) are the more general ones. The CFP and CPA certifications are considered as gold standards in personal financial planning. These advisors know their stuff very well and have exceptional competence in a range of financial planning subjects.

While CFA (Chartered Financial Analyst) and CLU (Chartered Life underwriter) certified professional can cater to your specific needs. A CFA can take care of your investment needs and CLU can advise you with the best insurance products.

What questions should you ask a financial advisor?

The most important question to ask a financial advisor is whether he is a fiduciary or not? A fiduciary works in the best interest of his client. Next, you must ask him about his certifications, and experience. You must always pick an advisor who has the best certifications like CPA, CFP, and CFA and at least, with a couple of years of experience. You can also ask him about his cost or fee. Always look for a fee-only advisor and make sure they don’t get commissions for selling financial products.

How does my financial advisor get paid?

There are broadly three different types of advisors.

Commission-only

If you hire a commission-based financial advisor then you will have to pay a percentage of your budget as commission and the rest of the amount will be invested in the financial products and instruments.

Fee-only

Fee-only financial advisors charge a certain flat fee for their advice. The fee depends on the years of experience, expertise, and certifications that financial advisors hold. They do not get any kind of commissions out of the financial products recommended by them.

Fee-based (Commissions and fees)

These advisors charge a combination of both commissions and fees.

Can I be my own financial advisor?

Get Matched With Advisors

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Not sure which advisoris right for you?

Top Rated Financial Advisors in Ohio

Find top advisors in Ohio with Paladin Registry

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Top vetted financial advisors in Ohio by cities

Frequently Asked Questions

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