What is a Unit Investment Trust (UIT)?
Despite offering certain distinct advantages for an investor, unit investment trusts (UITs) are not nearly as familiar to most people as, say, mutual funds. According...
Top 10 Reasons Why Financial Advisor Documentation is Critical!
Who wins when your primary interaction with a financial advisor is verbal? It is certainly not you, if you are an investor who buys financial...
How to Pay Off Significant Credit Card Debt
I recently incurred a significant amount of credit card debt. How should I begin to pay it off? The best way to pay off credit...
Show me the money!
This is the final installment of a six part series on choosing a 401k plan advisor. What fees and expenses will my plan be subject to, and...
5 Ways Your Financial Advisor Selection Process Creates Hidden Risks!
Most investors do not have formal processes that they use to select financial advisors. They usually interview a few advisors and select the ones they...
Caveat Emptor: There’s more!
This is Part 5 of a six part series on choosing a 401k plan advisor. While many nationally recognized insurance and brokerage firms advertise that they...
What do A-Rod and Wall Street Executives have in Common?
Major league baseball, Wall Street, and companies don’t cheat. Baseball players and company executives cheat. They are the decision-makers. Agencies provide names if the cheater...
Client Expectations Matter!
Dr. Harry Markowitz won a Nobel Prize for his pioneering quantitative research and economic theories. He is credited with developing much of the intellectual framework...
Caveat Emptor
This is Part 4 of a six part series on choosing a 401k plan advisor? Wouldn’t a reasonable 401k plan sponsor be put at ease with...
Weighing In: There Will Be More Detroits!
50 years ago I was awarded a scholarship to pursue a Master’s Degree in Public Administration. Part of the program required an internship at a...
