The Rube Goldberg Theory of 401k Plan Fee Disclosure
How would you feel if after buying a new car you discovered you paid too much? Odds are you would be upset, but paying too...
Why Using a Registered Investment Advisor is in Your Best Interest
Typically, it is not too hard to find an advisor willing to give you investment advice. But, when it comes to the standard of care...
Should I Pay Off My Mortgage?
When deciding to pay off one’s mortgage I discuss three things with clients: risk tolerance, expected return, and your personal balance sheet. The risk decision...
Considering Alternative Asset Classes?
Over the past 5 to 10 years ‘alternative investments’ have been gaining more traction in investor’s portfolios. The main reason for holding these ‘alternative’ asset...
How to Determine which Financial Planner to Pick
I find that many people have anxiety about approaching retirement. This can be eliminated by creating a financial plan with a financial planner to see where...
Retirement Class Warfare is Coming to America
A 2014 Retirement Confidence Survey (RCS) conducted by the Employee Benefit Research Institute showed Americans are increasingly confident in their ability to afford a comfortable...
What is Asset Allocation?
Asset allocation might be called “planned diversification”. It is a strategy for keeping all your eggs from being in the same basket; the process of...
The History of Wall Street – once a Market for Slaves!
In the early 1600’s Wall Street were two walls that protected Dutch residents from marauding Indians. It seems the Dutch governor (Kieft) had approved the...
Post-JP Morgan – Still Believe a Universal Fiduciary Standard Not Needed?
A recent study provided a list of various things that one could buy with the $33 billion dollars in fines that have been assessed against...
5 Warnings When Finding Financial Advisors
A lot of investors believe finding financial advisors is a piece of cake. What could be simpler? They find you. However, for the past 11...
