A Retirement Party can Destroy Your Retirement Plans!
A retirement party should be a positive experience that transitions older employees from their working years to their retirement years. Unfortunately, these parties occur whether...
Who Uses an Online Financial Advisor?
Paladin Research has identified five types of investors who are most likely to use the services of an Online Financial Advisor (OFA). An OFA is...
Making the Decision to Pay Off the Mortgage
Paying off one’s mortgage is an emotional decision as well as an analytical decision. In previous articles, I have gone through both angles. Now I wanted...
529 College Savings Plans – Are They For You?
529 college savings plans are a great investment vehicle for college savings, and they have some interesting features that can make them very advantageous. Here...
The Looming American Retirement Crisis
A lot has been written about the retirement crisis that is tightening its grip on millions of Americans who will not be able to retire....
Pensions, an Endangered Species
Politicians lie. A statement we all learn to be true before we reach voting age. Yet most Americans still believe politicians when they promise us...
The Rube Goldberg Theory of 401k Plan Fee Disclosure
How would you feel if after buying a new car you discovered you paid too much? Odds are you would be upset, but paying too...
Why Using a Registered Investment Advisor is in Your Best Interest
Typically, it is not too hard to find an advisor willing to give you investment advice. But, when it comes to the standard of care...
Should I Pay Off My Mortgage?
When deciding to pay off one’s mortgage I discuss three things with clients: risk tolerance, expected return, and your personal balance sheet. The risk decision...
Considering Alternative Asset Classes?
Over the past 5 to 10 years ‘alternative investments’ have been gaining more traction in investor’s portfolios. The main reason for holding these ‘alternative’ asset...
