Rick Willoughby

Rick Willoughby, AWMA®, AAMS® is a Registered Principal offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and registered investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. We offer retirement account management strategies based on the goals, objectives, risk tolerance, needs, and time frame of the participants. Our retirement account management options are appropriate for a wide range of participants; whether it is a new participant who is just beginning to save, or it is an established account for the participant who has substantial retirement savings and is preparing to retire. I'm a news junky, enjoy playing music, spending time with my wife, Nataliya, our children and grandchildren. They can keep me busy for days!

The Compound Interest Effect

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”     Albert Einstein...

Three Traits of Good Investors

There’s a lot to consider when it comes to retirement investing. Some worries that may arise include how much to save, how often, what to...

How is Free Financial Advice Unsuitable?

We’re lucky to live in the information era. Anything we want to know is at our fingertips via the internet, television programs, and even podcasts...

Better Save for Retirement with The Whole Picture

When it comes to financial planning, especially for retirement, many people only see what they have saved and fail to plan and set goals based...

Betting Your Financial Future on Information

If you have a choice to wager your financial future on informative decisions or leading with emotionally charged gut instincts, which would you choose? Gut...

Find a Financial Advisor with The Tools to Tailor

Choosing a credible financial advisor begins with checking credentials. Not all who hold themselves out as financial advisors are accredited, meaning a third party hasn’t...

Take Advantage of YOUR 401(k) Options

Your employer has new 401(k) options available. In addition to new Self-Directed Expanded Investment options, you also have the ability to discuss your financial goals...

How to Choose the Right Financial Advisor

You’ve decided working with a financial advisor might benefit your financial future and your company 401(k), but now it’s time to choose the right financial...

A Reliable Financial Advisor Fills Multiple Roles

You know how to change the oil in your car. You can mow your own grass and fix a leaky faucet. Sure parenting had a...

Investing: Riding the Stocks

When the Dutch first inhabited Manhattan island in the 1600s, they erected a wall around their encampment. Along the southern stretch of the wall, between...

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