Rick Willoughby

Rick Willoughby, AWMA®, AAMS® is a Registered Principal offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and registered investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. We offer retirement account management strategies based on the goals, objectives, risk tolerance, needs, and time frame of the participants. Our retirement account management options are appropriate for a wide range of participants; whether it is a new participant who is just beginning to save, or it is an established account for the participant who has substantial retirement savings and is preparing to retire. I'm a news junky, enjoy playing music, spending time with my wife, Nataliya, our children and grandchildren. They can keep me busy for days!

The Compound Interest Effect

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”     Albert Einstein...

Three Traits of Good Investors

There’s a lot to consider when it comes to retirement investing. Some worries that may arise include how much to save, how often, what to...

How is Free Financial Advice Unsuitable?

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Better Save for Retirement with The Whole Picture

When it comes to financial planning, especially for retirement, many people only see what they have saved and fail to plan and set goals based...

Betting Your Financial Future on Information

If you have a choice to wager your financial future on informative decisions or leading with emotionally charged gut instincts, which would you choose? Gut...

Find a Financial Advisor with The Tools to Tailor

Choosing a credible financial advisor begins with checking credentials. Not all who hold themselves out as financial advisors are accredited, meaning a third party hasn’t...

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