403(b)s – The Ins and Outs and Some Know-How
403(b)s are a great investment vehicle for retirement for those who work for K-12 public school districts, colleges, universities, libraries, hospitals, churches, etc., and they...
Want Financial Security? Defer Your Retirement!
By: Jack Waymire
80% of Americans need a wake-up call. Retirement in your early or mid 60’s and maintaining your current standard of living for the rest of...
5 Sources of Income to Include in a Retirement Plan
By: Jack Waymire
Americans have five primary sources of retirement assets that will produce income in their Golden Years: Social Security, Pension Plans, Personal Savings, Real Estate, and...
Weighing In: Financial Disclosure Statements Needed for Investors
By: Jack Waymire
Financial advisors change firms for big money based on the amounts and types (fee, commission) of revenue that they produce for their firms. The higher...
Hedge Funds – The Good, The Bad and The Train Wreck Coming
By: Marshall Serwitz
The concept of “hedging”, or protecting investors from volatile and uncertain markets, is not new. In fact, the history of hedging has been traced to...
Benefits of Royalty Trusts
By: Guy Conger
Royalty trusts, like MLPs, generally invest in energy sector assets. Unlike the steady cash flows at MLPs, royalty trusts generate income from the production of...
Human Overconfidence + A Post-Crisis World = Even More Indebtedness
By: Marshall Serwitz
I am endlessly fascinated by the unwitting and reflexive expressions of our genetic programing. No matter how much we may believe we are rational creatures...
What is a Unit Investment Trust (UIT)?
By: Guy Conger
Despite offering certain distinct advantages for an investor, unit investment trusts (UITs) are not nearly as familiar to most people as, say, mutual funds. According...
Top 10 Reasons Why Financial Advisor Documentation is Critical!
By: Jack Waymire
Who wins when your primary interaction with a financial advisor is verbal? It is certainly not you, if you are an investor who buys financial...
How to Pay Off Significant Credit Card Debt
By: Guy Conger
I recently incurred a significant amount of credit card debt. How should I begin to pay it off? The best way to pay off credit...