Should I Buy Individual Bonds or Bond Funds?
Bonds play a role in a portfolio, even when the outlook for interest rates is uncertain. They offer a lower level of volatility than stocks....
Understand the Risks Before Margin Trading
More and more investors appear to be investing on margin and FINRA (Financial Industry Regulatory Authority) is concerned that many are not aware of the...
Investors – Don’t use Short-Term Price Movements to Predict the Future
Short-term stock price market movements are inherently irrational and unpredictable. Yet many investors use price movement to predict future prices. Investors make the mistake of...
myRA is a Flawed Idea from a Desperate Politician
Who is he kidding? Obama must be concerned about his declining popularity in the polls or losing the Senate in the Fall elections. Why else...
What is a Full Service Stock Broker?
If you have determined you need or want someone to assist you with investing, then choosing the type of brokerage relationship that makes the most...
Know the 5 Transparency Strategies used by Financial Advisors
Transparency is your single biggest source of financial risk when you rely on financial advisors to invest your retirement assets. It is the process advisors use to...
Should I Take My Social Security Benefit Now or Later?
Often times a financial analysis is completed without looking at all the factors. With the majority of people that vote being above the age of...
The Advantages of a Roth IRA – The Disadvantages of a Roth IRA
Roth IRAs are a great investment vehicle for retirement for those who qualify to contribute to them (there are earned income phase-out ranges and limitations),...
How Does Full Retirement Age Impact You?
Full retirement age is already 70 and not 62, 65, or 67. This is the age when full retirement benefits kick in. Anything less than...
What are my Costs when Financial Advisors Buy & Sell Securities?
There are a lot of reasons for buying and selling financial securities, which is why so many investors prefer active management by financial advisors for...
