The 4 Biggest Myths about Stock Brokers
Myth #1: Brokers are trained in financial planning. Becoming a licensed stock broker requires passing a standardized examination (called the “Series 7″ after the type...
Investor’s Apathy Wrecks Retirement Plans
I was talking to a 5 Star rated financial advisor who is a long-term member of the Paladin Registry the other day. He described an...
Why Retaliating Against Standard & Poor’s (S&P) Matters
In 2011, Standard & Poor’s (S&P) downgraded the bond rating of the US government from AAA to AA+. The other two major bond rating agencies,...
How Much Investment Knowledge should My Stock Broker have?
Did you know that a brokerage firm has an ongoing duty to train its stock brokers to understand the products they sell, particularly complex products? FINRA...
How Effective is Your 401k?
The “Employee Retirement Income Security Act” (ERISA) was enacted to protect pension plan participants and their beneficiaries. Three main themes run through ERISA, (1) the avoidance...
A Retirement Solution for Self-Employed Americans
Are you an entrepreneur, independent contractor, consultant, or temporary worker? According to Intuit, 40% of Americans will fall into one of these categories by 2020....
Should I Buy Individual Bonds or Bond Funds?
Bonds play a role in a portfolio, even when the outlook for interest rates is uncertain. They offer a lower level of volatility than stocks....
Understand the Risks Before Margin Trading
More and more investors appear to be investing on margin and FINRA (Financial Industry Regulatory Authority) is concerned that many are not aware of the...
Investors – Don’t use Short-Term Price Movements to Predict the Future
Short-term stock price market movements are inherently irrational and unpredictable. Yet many investors use price movement to predict future prices. Investors make the mistake of...
myRA is a Flawed Idea from a Desperate Politician
Who is he kidding? Obama must be concerned about his declining popularity in the polls or losing the Senate in the Fall elections. Why else...
