The Markets Mid-Year Review
Let’s start with this past week – Markets climbed higher this past week as investors were buoyed by better than expected employment figures. Stocks were...
Obamacare Increases Your Need to Plan for Retirement
The number one reason Americans file for personal bankruptcy is medical expenses. And, Obamacare just increased this risk for millions of Americans who may not...
Emerging Markets Exposure – Direct vs Indirect
This article is Part 2 of a 3 part series on Emerging Markets Exposure: Where & How Much? We have two ways to gain emerging...
Short-termism and Constant Expected Investment Returns
Individuals have come to believe that they should expect 10% returns. Why shouldn’t they, given the recent strong returns over the last 5 years? Nonetheless,...
Transparency Ratings for Online Financial Advisors (Robos)
Wall Street prefers traditional financial advisors that meet with you face-to-face. This method of contact maximizes the impact of advisor sales and relationship skills. What...
Online Investment Advice and Robo-Advisors
A number of recent articles in the investment press have focused on the rise of online investment advice, including so-called robo-advisors. A recent article also...
What is an Online Financial Advisor (Robo)?
Paladin produces research reports that document all types of financial professionals and firms. An Online Financial Advisor (Robo) is a new type of firm that...
Five Tips For Selecting A 5 Star Financial Advisor
You want a financial expert you can trust to help you invest your retirement assets. Every financial advisor you talk to claims to be a...
What is a Financial Advisor? Are they Real?
One would think that the question of What is a Financial Advisor would be easy to answer. Unfortunately, it is one of the most abused...
What is a Fee Only CFP?
There is a lot of confusion about CFP® (Certified Financial Planner™) designees and their compensation systems. A big percentage of CFPs® claim to be fee...
