How Can You Be So Sure the Stock Market Will Crash?
I’ve heard the title of this article (or a variation of it) quite a few times from those who might consider themselves “knowledgeable” in financial...
How Investors Find Financial Advisors
Finding financial advisors can be easy. Finding a top quality financial advisor is much more difficult. 39.5% of investors find financial advisors through referrals. Their...
Miracle Saves Active Investment Management
“Move to passive likely to build more steam” is a front page story in the September 15 issue of Pensions & Investments, the newspaper for...
Maximizing Your Social Security Benefits
Deciding when and how to maximize your Social Security benefits is one of the most important decisions that people have to make. Social Security is...
Investor Apathy Creates Major Financial Risks
Every year Paladin provides education to thousands of investors who use the services of financial planners, financial advisors, and money managers. Our experience shows 90% of...
Why Use Paladin Investment Performance Benchmarks
Paladin surveyed 550 investors to determine why they used a Paladin Investment Performance Benchmark to monitor their financial advisors’ performance. Following is a brief description of...
Do You Need a Budget AND a Financial Plan?
I’ve spoke to a lot of people through the years and read quite a few articles that assume this point: you only need a budget...
Avoiding Probate Isn’t Hard or Necessary
Articles about estate planning tend to put a great deal of focus on avoiding setting up your assets in such a way that your beneficiaries...
Can Sales Reps Claim to be Financial Advisors? – updated September 2014
You bet they can and they do. I checked the legality of the claim with FINRA, the SEC, and California (my state of residence) to...
5 Reasons Why a New Financial Advisor is a Hidden Risk – updated September 2014
If you do not ask a prospective financial advisor any other questions be sure to ask for his years of financial advisory experience. Your goal...
