How to Budget Using the 50-30-20 Rule
According to a media report, nearly 46% of American cardholders carry their debt from one month to the next. As per the Federal Reserve Bank...
Financial Challenges and Needs of the Mass Affluent Client
According to a recent survey, there are roughly 32.3 million mass affluent individuals in the United States. These people contribute to 26% of the 123...
5 Tips to Protect your 401(k) From A Future Stock Market Crash
A stock market crash is defined as a sudden dramatic decline in stock prices across the market. The U.S. documented stock market crashes as early...
How Value Investing Works and How to Start It
Investing is key to wealth creation and effective management of personal finances. It goes beyond just saving money. Through investing, your money can compound over...
How to Handle a Large Inheritance
Inheriting a large sum of money or assets can be a life-changing event. While it can bring financial security and opportunities, it can also be...
How to Invest $200k for Passive Income
Investing a large sum of money, like $200,000, can be exciting and intimidating. The good news is that, with careful planning and a strategic approach,...
What to do if you made excess Roth IRA contributions
Retirement planning involves setting financial goals and creating a strategy to achieve them in order to ensure a secure and comfortable future. There are a...
Portfolio Asset Allocation Models by Age
Asset allocation is an investment strategy where you divide your investment portfolio into different asset classes – such as stocks, bonds, cash and real estate...
17 Principles For Creating Wealth
Money impacts several things you do in life. From education, healthcare, housing, food, gas, and utilities, there is hardly a sphere where you would not...
Do IRA Contributions Lower Your AGI?
Retirement savings is a crucial part of financial planning, and many people opt for Individual Retirement Accounts (IRAs) to save for their retirement. However, when...
