Do I Have Enough to Retire?
This is the most frequent question I hear because individuals find it hard to figure out what they will need and have in the future. ...
Do I Need a Broker?
The answer and the reasons behind the answer to this question have changed over the years. In order to manage a portfolio effectively you need...
How Does Your Financial Advisor Rate?
There are financial advisors with 5 Star ratings that measure the quality of their credentials, ethics, business practices and services. They volunteer information, a process...
A Great Defense is Often the Best Offense
As we approach the final month of 2013, we can look back at the incredible results produced by the U.S. equity markets. If you were...
Defined Benefit Plans – Know the Risks to Pensioners and Taxpayers
Pension Funds continue to be victimized at an alarming rate. Whether it is by brokerage firms selling them inappropriate products or “consultants” giving them self-serving...
5 Reasons Why You Should Be Wary of Variable Annuities
A variable annuity is an insurance product sold for investment purposes. The insurance element is the death benefit which is payable only if you die...
Retirement Ready: Creating a Financial Planning Philosophy
I have learned that I did my best at something when I had a plan and I practiced. To start you have to have a...
Protecting Your Investments in an Inflationary Environment
The Debt, The Deficit, and Quantitative Easing Many people are aware of the fiscal crisis in Washington. Investment portfolios need to take into consideration macroeconomic...
Is Your Financial Advisor Licensed?
Licenses Protect Your Retirement Anybody can sell investment products whether they are licensed or not. Taken to an extreme a financial advisor may be part...
Investor Protection from Unauthorized Withdrawals from Accounts
It’s a Brokerage Firm’s Duty to Protect Client Accounts from Unauthorized Withdrawals! What are Unauthorized Withdrawals? FINRA has warned member firms to protect investors against...
