Maximizing Your Social Security Benefits
Deciding when and how to maximize your Social Security benefits is one of the most important decisions that people have to make. Social Security is...
Investor Apathy Creates Major Financial Risks
Every year Paladin provides education to thousands of investors who use the services of financial planners, financial advisors, and money managers. Our experience shows 90% of...
Why Use Paladin Investment Performance Benchmarks
Paladin surveyed 550 investors to determine why they used a Paladin Investment Performance Benchmark to monitor their financial advisors’ performance. Following is a brief description of...
Do You Need a Budget AND a Financial Plan?
I’ve spoke to a lot of people through the years and read quite a few articles that assume this point: you only need a budget...
Avoiding Probate Isn’t Hard or Necessary
Articles about estate planning tend to put a great deal of focus on avoiding setting up your assets in such a way that your beneficiaries...
Can Sales Reps Claim to be Financial Advisors? – updated September 2014
You bet they can and they do. I checked the legality of the claim with FINRA, the SEC, and California (my state of residence) to...
5 Reasons Why a New Financial Advisor is a Hidden Risk – updated September 2014
If you do not ask a prospective financial advisor any other questions be sure to ask for his years of financial advisory experience. Your goal...
A New Player in the Financial Fiduciary Wars – Updated September 2014
A financial fiduciary are financial planners, investment advisors, and money managers who hold positions of substantial trust when they invest other peoples’ money. Investors are counting...
Finding the Best Financial Planner: NOT EASY! – Updated August 2014
Identifying the best financial planner is not easy because anyone can call himself a financial planner. Plus, there is no licensing for planners and no...
Retirement Plans and Employment – The Separation
In my previous article, Why Retirement Plans Need to be Separated from Employment, I suggested that Congress increase the IRA contribution limits to the same level...
