Category: Retirement

myRA is a Flawed Idea from a Desperate Politician

Who is he kidding? Obama must be concerned about his declining popularity in the polls or losing the Senate in the Fall elections. Why else...

Should I Take My Social Security Benefit Now or Later?

Often times a financial analysis is completed without looking at all the factors. With the majority of people that vote being above the age of...

The Advantages of a Roth IRA – The Disadvantages of a Roth IRA

Roth IRAs are a great investment vehicle for retirement for those who qualify to contribute to them (there are earned income phase-out ranges and limitations),...

How Does Full Retirement Age Impact You?

Full retirement age is already 70 and not 62, 65, or 67. This is the age when full retirement benefits kick in. Anything less than...

Advantages of a Traditional IRA – Disadvantages of a Traditional IRA

Traditional IRAs are a great investment vehicle for retirement for those who qualify to contribute to them (there are some limitations), and they have some...

Is the Market Headed Higher or Lower? Are Investors Impostors?

Is a tomato a fruit, or is a tomato a vegetable? Botanically, tomatoes are a fruit. But in 1894 the U.S. Supreme Court (Nix v....

Your Top 5 Retirement Risks

When you think of risk you may think of the volatility of the stock market. You may remember the catastrophic impact of the stock market...

Downton Abbey: Poor Retirement Planning

Last night, my wife and I watched Episode 1, Season 1 of Downton Abbey. This is a show set in 1912 about the wealthy aristocracy...

Year-End Questions for Advisors Investing Your Retirement Assets

There are three topics that financial advisors do not like to talk about because they may cause you to reject their sales proposals or terminate...

New Year’s Resolution: Invest for Retirement More Responsibly

You cannot turn your assets over to a financial advisor and hope you achieve your retirement goals. You have to take more responsibility for the...

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