529 College Savings Plans – Are They For You?
529 college savings plans are a great investment vehicle for college savings, and they have some interesting features that can make them very advantageous. Here...
Should I Pay Off My Mortgage?
When deciding to pay off one’s mortgage I discuss three things with clients: risk tolerance, expected return, and your personal balance sheet. The risk decision...
Considering Alternative Asset Classes?
Over the past 5 to 10 years ‘alternative investments’ have been gaining more traction in investor’s portfolios. The main reason for holding these ‘alternative’ asset...
What is Asset Allocation?
Asset allocation might be called “planned diversification”. It is a strategy for keeping all your eggs from being in the same basket; the process of...
The Reality of the Top 5 Investment Myths
There are five investment myths that financial advisors use to gain control of your assets. The advisors combine these myths with finely honed sales tactics...
Your Net Worth by Age
In my last article Use a Personal Balance Sheet to Determine Your Net Worth I introduced the topic of a personal balance sheet, which I have...
Use a Personal Balance Sheet to Determine Your Net Worth
When I was a senior in college, I was the teacher’s assistant for Profiles in American Enterprise. The course brought in different CEOs to speak to...
Bitcoins and Internet Criminality
Bitcoin, with a capital ‘B’, refers to the technology and computer networks by which some people elect to pay each other for goods and services...
Avoiding Costly ‘Closet’ Index Funds
Stockbrokers and other financial advisors are quick to promote expensive, actively managed mutual funds and the alleged benefits that such funds can provide over less...
How Much Investment Knowledge should My Stock Broker have?
Did you know that a brokerage firm has an ongoing duty to train its stock brokers to understand the products they sell, particularly complex products? FINRA...
