Scott + McGraw - Financial Advisor in West Chester, PA

Paladin Research Report For:

Scott McGraw

MERIT Investment Management

2 West Market Street
Suite 100
West Chester, PA 19375

About Scott McGraw

MERIT helps client achieve financial success. Our comprehensive service includes financial planning, investment management & financial advisory services. MERIT is an independent Registered Investment Advisor (RIA) & a Fiduciary, working solely in our clients' best interests. We offer clients a high level of service, low fees and great value.

See Disclosures

General Information

Firm Start Year
  • 2009
No. of Employees
  • 1
  • 4589494
Firm CRD#
  • 149663
Name of Broker/Dealer
  • NA. MERIT is a Fiduciary Registered Investment Adviser (RIA)
Name of Custodial Firm
  • Interactive Brokers (Custody only)
States Licensed in
  • PA
Years of Experience in Financial Services
  • 29
Number of Years with Current Firm
  • 14
Work Experience
  • Scott's prior work experience includes over 29+ years of professional experience in investment management, investment banking & consulting in financial services. Prior to forming MERIT Investment Management in 2009, Mr. McGraw was an Analyst/Portfolio Manager for a prior institutional investment management firm. Mr. McGraw served as an Analyst on multiple institutional investment strategies and directed a portfolio of equities in excess of ~$700 million. After receiving his MBA, Mr. McGraw worked in investment banking for Banc of America Securities in the Energy & Power sectors and Merrill Lynch in the Technology & Telecom sectors. Prior to graduate school, Scott was a manager in the Financial Services practice at Accenture where his responsibilities included technology development & implementation, process design & engineering and project management.
Work with the following types of clients
  • Businesses, Individual Investors, Non-Profit Organizations
Advisory Services Provided
  • Retirement Planning, Portfolio Management, Financial Planning, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Tax Advice and Services, Legal Advice and Services, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning


Registered Investment Advisor
  • Yes
Registered Representative
  • Yes
Investment Advisor Representative
  • Yes
Acknowledged fiduciary
  • Yes
Compliance Disclosures in Last 5 years
  • I have a clean record
Criminal Disclosures in Last 5 years
  • I have a clean record

Qualifications & Membership

Securities Licenses
  • Series 65

Firm Information

Firm's Number of Clients
  • 19
Firm's Number of Planning Clients
  • 19
Firm's Number of Managed Clients
  • 19
Assets Managed by Firm
  • $6,500,000
Advisor's Number of Clients
  • 19
Advisor's Number of Managed Clients
  • 19
Advisor's Number of Planning Clients
  • 19
Assets Managed by Advisor
  • $6,500,000

Compensation and Fees

Fee Structure
  • Fee-Only
Minimum Portfolio Size for New Managed Accounts
  • No Minimum
Compensation Methods
  • Based on Assets
Fee % Based on Assets
  • 0.75%-1.0%
Additional Details on Charges
  • MERIT is a Fiduciary and a fee-only financial advisor. Our fees are based solely on a percentage of the client's assets under advisory. We do not earn commissions or any ancillary adviser fees of any kind. MERIT provides comprehensive financial planning services for each client at no additional charge.
Minimum Fee Charged for Managed Accounts
  • No minimum
Minimum Fee Charged for Hourly Planning Accounts
  • No minimum


Bachelor of Science - Finance
  • Boston College
    08/15/1990 - 05/15/1994
Master of Business Administration - Finance
  • The Wharton School - The University of Pennsylvania
    08/15/2000 - 08/15/2002

Disclosures provides referrals to financial professionals. is not a current client of the advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures


This information shall not constitute an offer to sell or the solicitation of an offer to buy any interests in any strategy managed by Merit Investment Management or any of its affiliates. Such an offer to sell or solicitation of an offer to buy interests may only be made pursuant to definitive investment documentation between an investment advisor and an investor. This information is for informational and educational purposes only and shall not be construed to constitute investment advice. This information should be considered only in conjunction with all available investment strategy information which should be considered as a whole in making any investment decision. Merit makes no representation or warranties as to the accuracy, completeness or timeliness of the information, text, graphics or other items contained in public disclosures. Merit expressly disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information contained in any marketing materials. Past performance is no guarantee of future results. Future returns are not guaranteed.