R.J. + Kelly - Financial Advisor in San Diego, CA

Paladin Research Report For:

R.J. Kelly

Wealth Legacy Group, Inc.

4540 Kearny Villa Road
Suite 114
San Diego, CA 92123

About R.J. Kelly

Our Vision We believe that successful business owners, executives and professionals want and need a comprehensive planning process to ensure the eventual transition and legacy of their business and/or their wealth. Unfortunately, most individuals are too busy running their hectic day-to-day lives and don't take the time to put an integrated and comprehensive plan in place. Our vision is to provide a roadmap to ensure that wealth (which includes: financial, relational, mental, emotional, physical, family, and spiritual wealth) is protected through all stages of the financial life cycle. We bring a unique perspective forged over decades of experience as a multi-disciplinary group. Using our proprietary process built upon trust and clear communication, our perspective encompasses: Asset & risk management - Estate & business transition planning - Retirement & wealth management - Family & employee relationships - Philanthropic & legacy goals Mission Statement We provide a unique and multi-disciplinary planning experience to exceptional entrepreneurs, professionals, executives, and their families using a comprehensive team approach. Value Statement We are committed to being the nation's premier organization for assisting clients in successfully navigating significant business, life, and legacy issues, while creating long-standing and mutually profitable relationships. Our Values Are To ... Provide a warm and welcoming professional experience - Treat our clients, staff and strategic partners with integrity and respect - Develop lasting relationships to help our clients reach their long-term goals - Apply our expert skills, knowledge, and creativity to develop unique and comprehensive solutions - Encourage our clients to make wise philanthropic decisions - Respect our clients privacy by safeguarding personal information - Encourage feedback and initiate positive change - Serve our greater community by engaging in meaningful non-profit activities - Enjoy our team, clients and work environment and have fun in the process!

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See Disclosures

General Information

Firm Start Year
  • 2006
No. of Employees
  • 5-9
  • 1080259
Firm CRD#
  • 145705
Insurance License#
  • 0697059; 251487; 1726327; 1024041; 579090; 677250
States Licensed in
  • CA, WA, TX, AZ, NC, OR, VA, SD, MS
Years of Experience in Financial Services
  • 35
Number of Years with Current Firm
  • 16
Work Experience
  • R. J. is an entrepreneur and son of an entrepreneur who sadly died when R. J. was age 18. Experiencing this, upon graduating from university, R. J. set out to build a multi-disciplinary firm to address the various planning concerns and issues of successful entrepreneurs, executives, professionals, and their families. His work experience has thus been focused on advanced planning concerns and has been an independent wealth and financial advisor most of his career.
Work with the following types of clients
  • Businesses, Individual Investors
Foreign Languages Serviced
  • English
Advisory Services Provided
  • Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services


Registered Investment Advisor
  • Yes
Investment Advisor Representative
  • Yes
Acknowledged fiduciary
  • Yes
Compliance Disclosures in Last 5 years
  • I have a clean record
Criminal Disclosures in Last 5 years
  • I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations
Securities Licenses
  • Series 65, Series 63
Insurance and Annuity Licenses
  • Long Term Care, Life, Health, Annuity, Accident, Disability

Firm Information

Advisor's Number of Clients
  • 300
Advisor's Number of Managed Clients
  • 86
Advisor's Number of Planning Clients
  • 122
Assets Managed by Advisor
  • $75,000,000

Compensation and Fees

Fee Structure
  • Fee-Based
Minimum Portfolio Size for New Managed Accounts
  • $1,000,000
Compensation Methods
  • Commissions, Flat Fee, Based on Assets, Hourly
Fee % Based on Assets
  • 36-125 bps
Hourly Rate
  • $595
Additional Details on Charges
  • Our client minimum is normally $1M in assets, but occasionally we accept clients with less than that figure - Our advisory fee is 1% for assets of $500,000 to $3M - Below $500,000 it is 1.25% - From $3M and below $5M, it is 0.88% - From $5M and below $10M, it is 0.68% - From $10M and below $20M, it is 0.52% - From $20M and above, it is 0.36%
Minimum Fee Charged for Managed Accounts
  • $N/A
Minimum Fee Charged for Hourly Planning Accounts
  • $N/A


Bachelor of Arts - Business Administration
  • Washington State University
    9/1/1973 - 6/1/1977
Master of Science - Financial Services
  • The American College
    10/01/1988 - 10/01/1991

Disclosures provides referrals to financial professionals. is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures,-inc.-detailed-disclosure