RichTesta- Financial Advisor Natick, MA

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About Rich Testa

At Testa Associates, we take our job of helping you plan for a secure financial future very seriously. That's why our approach is different than many other financial planning firms.

The plan we develop with your input typically will include some of the following investment vehicles:

Mutual Funds, Stocks, Bonds, Insurance and Annuity Products, IRAs (Roths, Traditional, Rollovers), Keough Plans, 529's. We work with small businesses to help them set up company retirement plans. The plan we develop for your business can include but are not limited to the following products:

Rule 144/145 Sales, 401(k) Plans and SEP IRAs. Licensed to offer a variety of insurance, annuity, and 529 plans

See Disclosures

General Information

Firm Start Year

2010

No. of Employees

CRD#

3152207

Firm CRD#

39543

Insurance License#

1730990

Name of Broker/Dealer

Cambridge Investment Research

States Licensed in

CA, CT, FL, MA, PA, SD

Years of Experience in Financial Services

Number of Years with Current Firm

Work Experience

Testa Associates is headed by Richard J. Testa Jr., a Certified Financial Planner^® with more than 20 years of experience. Rich has earned a Masters of Business Administration from Babson University, where he graduated Magna Cum Laude. Richard completed his undergraduate work at Worcester Polytechnic Institute.

A lifelong resident of Wayland, Rich enjoys being active and spending time outdoors, especially skiing. Rich has also completed the Boston Marathon and is a regular at Orangetheory. He and his wife have three children, are proud grandparents and love cheering on their favorite sports teams.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, and Member FINRA/SIPC.
Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Testa Associates LLC, and Cambridge are not affiliated.

Work with the following types of clients

Businesses, Individual Investors

Foreign Languages Serviced

English

Advisory Services Provided

Financial Planning for Individuals, Financial Planning for Businesses, Education Funding and Planning, Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Money Management, Wealth Management

Compliance

Investment Advisor Representative

Acknowledged fiduciary

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP^®, RIA

Securities Licenses

Series 7, Series 63, Series 66, SIE

Insurance and Annuity Licenses

Variable Life, Variable Annuity, Life, Health, Accident

Firm Information

Firm's Number of Clients

Firm's Number of Planning Clients

Firm's Number of Managed Clients

Assets Managed by Firm

$20,000,000

Advisor's Number of Clients

Advisor's Number of Managed Clients

Advisor's Number of Planning Clients

Assets Managed by Advisor

$17000000

Compensation and Fees

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$500,000

Compensation Methods

Based on Assets

Fee % Based on Assets

Additional Details on Charges

Our fee structure for investments is based upon the value of your assets under our management . We also have a separate fee schedule for setting up 401k plans for small business'. We do not charge for financial planning. It is part of our service.

Minimum Fee Charged for Managed Accounts

Minimum Fee Charged for Hourly Planning Accounts

Education

MBA - Finance

Babson College
9/1/1995 -6/1/1997

Disclosures

PaladinRegistry.com provides referrals to financial professionals. PaladinRegistry.com is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for PaladinRegistry.com to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures
https://www.paladinregistry.com/disclosure/1890774/paladinregistry-Testa-Associates-detailed-disclosure.html

Disclaimer

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Testa Associates are not affiliated. This communication is strictly intended for individuals residing in the states of CA, CT, MA, PA, SD, and FL. No offers may be made or accepted from any resident outside the specific states referenced. The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Testa Associates makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.

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Paladin Research Report For:

Rich Testa

Testa Associates