Al Osgood

Home > Financial Advisor Directory > pennsylvania > malvern

About Al Osgood

Al Sr. is a Certified Financial Planner^™ practitioner and has been providing Fee-Only Wealth Management Services for more than 35 years. Al Sr. founded Financial Freedom in 1981 with a mission to help people with independent and objective advice. That mission has grown to helping many individuals and families accomplish their life goals and dreams with truly Fee-Only Wealth Management Services which includes both Investment Management and Comprehensive Financial Planning. Al Sr. is the Chief Investment Officer and focuses on helping clients develop and maintain well diversified appropriately asset allocated portfolios that are consistent with their risk profiles and "sleep comfort level". Al Sr. developed our SDR (same day response) program where we commit to get back to clients the same day with our world class customer service levels.

See Disclosures

General Information

Firm Start Year

1983

No. of Employees

CRD#

2825858

Firm CRD#

118772

Name of Broker/Dealer

None - Independent

Name of Custodial Firm

Fidelity Investments

States Licensed in

Federally registered SEC advisors.

Years of Experience in Financial Services

Number of Years with Current Firm

Work Experience

1981 - Present, Financial Freedom, LLC - Chairman, Founder and Chief Investment Officer 20+ years of sales and marketing at Mobil Oil Corporation

Work with the following types of clients

Individual Investors

Advisory Services Provided

Financial Planning for Individuals, Wealth Management

Compliance

Registered Investment Advisor

Acknowledged fiduciary

Compliance Disclosures in Last 5 years

Have a clean record

Criminal Disclosures in Last 5 years

Have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP^®

Financial Organization Memberships

Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA)

Firm Information

Assets Managed by Firm

$325,000,000

Total Assets Under Management by Advisor

$325,000,000

Compensation and Fees

Fee Structure

Fee-Only

Minimum Portfolio Size for New Managed Accounts

$1,000,000

Compensation Methods

Flat Fee

Additional Details on Charges

Our fees are based on an agreed-to flat retainer (quoted on an annual basis; billed quarterly in arrears; with the ability to terminate at the end of any calendar month). We believe the retainer concept does a much better job of aligning our fee structure with the services that we provide - comprehensive wealth management which includes both investment management and comprehensive financial planning. Many years ago we did charge on a percentage of assets under management but found that method translated to a more singular focus on the portfolio versus the more holistic picture of wealth management. All fees are agreed to in advance.

Disclosures

PaladinRegistry.com provides referrals to financial professionals. PaladinRegistry.com is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for PaladinRegistry.com to make these referrals, resulting in a conflict of interest.

https://finfree.com/financial-freedom-llc-form-crs-customer-relationship-summary/

Additional Detailed Disclosures
https://www.paladinregistry.com/disclosure/1873214/paladinregistry-Financial-Freedom-LLC-detailed-disclosure.html

Disclaimer

https://finfree.com/disclaimer/

Paladin Advisors

PaladinRegistry is a wholly-owned brand of the Respond.com Inc. ("Respond") family. Respond is registered with the U.S. Securities and Exchange Commission as an investment adviser, and operates through various subsidiaries and brands that provide financial education. PaladinRegistry matches and refers investors to qualified financial professionals that have elected to participate in our matching platform. PaladinRegistry, Respond, and Respond's other subsidiaries and brands do not manage investor assets or otherwise render investment or financial planning advice beyond the referral of investors to qualified financial professionals. By using this website, you agree to our terms and conditions.

Paladin Research Report For:

Financial Freedom LLC