Theo Halbardier

automated call

• Yes

CRD#

• 6975190

Firm CRD#

• 340099

Name of Custodial Firm

• Charles Schwab

Years of Experience in Financial Services

• 8

Work Experience

• The Financial Sciences Company - Founder & Private Wealth Advisor (2024-present) Theo founded The Financial Sciences Company to deliver what individual investors and retirees deserve but rarely get: institutional-caliber planning and portfolio construction from a fee-only fiduciary with no products to sell. The firm builds retirement income plans, coordinates tax strategy, and engineers portfolios that reach past stocks and bonds into real estate, private credit, and other alternatives, with the same diligence discipline he spent his career applying on the institutional side.
  
  Sealy Investment Securities - Senior Regional Vice President (2025) Theo served as a senior consultant to financial advisors, RIAs, and broker-dealers across a large multi-state territory on private real estate investing, with deep specialization in industrial real estate: the warehouses, logistics, and distribution facilities that power the modern economy. He helped advisory firms evaluate how these investments actually behave inside a portfolio: the income, the risks, the tax treatment, and the exit.
  
  Ashford Securities - Assistant Vice President, Capital Markets (2022-2024) Theo raised capital for institutional-quality private real estate, with a specialty in luxury hospitality, including portfolios of Ritz-Carlton and Four Seasons branded resorts and hotels. Covering advisors across the western and south-central U.S., he worked across a wide range of investment structures: non-traded REITs, interval funds, preferred equity, private placements, and 1031/DST exchange vehicles. He spent his days on the discipline that matters most in private markets: diligence on sponsors, structures, terms, and liquidity. Knowing what to avoid, and why, is as valuable to his clients today as knowing what to recommend.
  
  Beneficient - Regional Sales Associate, Originations (2020-2022) Theo worked at the intersection of private markets and institutional finance, specializing in secondaries: providing liquidity to holders of private equity funds, hedge funds, venture capital, and other alternative investments. It was a rare vantage point on how the most sophisticated corners of the market actually work: how institutions and pensions price illiquid assets, how hedge fund and private equity interests are acquired at a discount, and how portfolios of private companies, funds, and pre-IPO positions are valued and structured. Very few advisors have first-hand fluency in that world, and it directly shapes how he evaluates every private investment he considers for clients today.
  
  Merrill - Financial Advisor, then AVP, Corporate Financial Solutions (2018-2020) Theo began his career at Merrill, one of the largest wealth management firms in the country: first as a Financial Advisor delivering full-scope financial planning, retirement strategy, and investment management, then promoted into a corporate financial solutions role serving companies and their executives, including equity compensation and workplace benefit programs. He learned how the biggest institutions deliver advice at scale, and he saw exactly where a big firm's interests and a client's quietly diverge. That is why he built something independent and fee-only: the discipline of the big firms, without the conflicts.

Work with the following types of clients

• Non-Profit Organizations, Individual Investors, Businesses, Investment Clubs

Foreign Languages Serviced

• English, Spanish

Advisory Services Provided

• Risk Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Money Management, Wealth Management