Theo Halbardier

automated call

• Yes

CRD#

• 6975190

Firm CRD#

• 340099

Name of Custodial Firm

• Charles Schwab

Work Experience

• The Financial Sciences Company - Founder & Private Wealth Advisor (2024-present) I founded The Financial Sciences Company to deliver what I believe individual investors and retirees deserve but rarely get: institutional-caliber planning and portfolio construction from a fee-only fiduciary with no products to sell. We build retirement income plans, coordinate tax strategy, and engineer portfolios that reach past stocks and bonds into real estate, private credit, and other alternatives, with the same diligence discipline I spent my career applying on the institutional side.
  
  Sealy Investment Securities - Senior Regional Vice President (2025) I served as a senior consultant to financial advisors, RIAs, and broker-dealers across a large multi-state territory on private real estate investing, with deep specialization in industrial real estate: the warehouses, logistics, and distribution facilities that power the modern economy. I helped advisory firms evaluate and implement private funds, evergreen structures, and tax-advantaged strategies including Delaware Statutory Trusts (DSTs) and 1031 exchanges, with a focus on how these investments actually behave inside a portfolio: the income, the risks, the tax treatment, and the exit.
  
  Ashford Securities - Assistant Vice President, Capital Markets (2022-2024) I raised capital for institutional-quality private real estate, with a specialty in luxury hospitality, including portfolios of Ritz-Carlton and Four Seasons branded resorts and hotels. Covering advisors across the western and south-central U.S., I worked across a wide range of investment structures: non-traded REITs, interval funds, preferred equity, private placements, and 1031/DST exchange vehicles. I spent my days on the discipline that matters most in private markets: diligence on sponsors, structures, terms, and liquidity. Knowing what to avoid, and why, is as valuable to my clients today as knowing what to recommend.
  
  Beneficient - Regional Sales Associate, Originations (2020-2022) I worked at the intersection of private markets and institutional finance, specializing in secondaries: providing liquidity solutions for holders of hedge funds, private equity funds, venture capital, and other alternative investments. It was a rare vantage point on how the most sophisticated corners of the market actually work: how institutions and pensions price illiquid assets, how hedge fund and private equity interests are acquired at a discount, and how portfolios of private companies, funds, and pre-IPO positions are valued and structured. Very few advisors have first-hand fluency in that world, and it directly shapes how I evaluate every private investment I consider for clients today.
  
  Merrill - Financial Advisor, then AVP, Corporate Financial Solutions (2018-2020) I began my career at Merrill, one of the largest wealth management firms in the country: first as a Financial Advisor delivering full-scope financial planning, retirement strategy, and investment management, then promoted into a corporate financial solutions role serving companies and their executives, including equity compensation and workplace benefit programs. I learned how the biggest institutions deliver advice at scale, and I saw exactly where a big firm's interests and a client's quietly diverge. That's why I built something independent and fee-only: the discipline of the big firms, without the conflicts.

Work with the following types of clients

• Investment Clubs, Individual Investors, Non-Profit Organizations, Businesses

Foreign Languages Serviced

• English, Spanish

Advisory Services Provided

• Investment Advice & Management, Financial Advice & Consulting, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Education Funding and Planning