Zach J. Engraff

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About Zach J. Engraff

Zach Engraff is a financial professional that has been educating investors for nearly 25 years and registered as an Investment Advisor Representative for 19 years. As the advisor behind Buffalo Financial Strategies in Erie, Colorado, he provides investment advisory and brokerage services through LPL Financial.

Zach is known for an education-first approach, explaining financial concepts through their mathematical and scientific foundations so clients clearly understand how each decision shapes their future. His Dynamic Financial Planning process pairs disciplined investment management and objective technology based risk assessment with practical, jargon-free guidance, helping clients make fact-based decisions at every stage of life.

He has built deep, long-standing expertise serving employees of Los Alamos National Laboratory (LANL), guiding them through their unique benefits, retirement plans, and long-term financial decisions. Zach holds the Accredited Wealth Management Advisor (AWMA) and LUTCF designations, along with Series 7 and Series 66 registrations and life and health insurance licenses.

A former University of Colorado football player with longtime ties to the LANL community, Zach brings discipline, integrity, and a genuine commitment to client education to every relationship.

See Disclosures

General Information

CRD#

4547413

Firm CRD#

6413

Insurance License#

CO 133058

States Licensed in

AZ, CA, CO, FL, KS, MI ,MO, MT, NE, NJ, NM, NC, PA, SC, SD, TX, VA

Years of Experience in Financial Services

Work with the following types of clients

Businesses, Individual Investors, Non-Profit Organizations

Advisory Services Provided

Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Portfolio Management

Compliance

Registered Investment Advisor

Registered Representative

Investment Advisor Representative

Acknowledged fiduciary

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

LUTCF^®, AWMA^®

Securities Licenses

Series 66, Series 63, Series 7

Insurance and Annuity Licenses

Disability, Accident, Health, Life, Variable Annuity, Long Term Care, Variable Life, Annuity

Compensation and Fees

Fee Structure

Fee-Based

Compensation Methods

Commissions, Based on Assets

Education

Bachelor of Arts - German & Business

University of Colorado
08/26/1996 -05/10/2002

Disclosures

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

PaladinRegistry.com provides referrals to financial professionals of LPL Enterprise, LLC (LPLE). PaladinRegistry.com is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay PaladinRegistry.com cash compensation for these referrals, which creates the incentive for PaladinRegistry.com to make these referrals, resulting in a conflict of interest.

LPL ADV 2A

https://www.lpl.com/content/dam/edam/format/disclosure/a58-lple.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-detailed-disclosures-lple.pdf

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Paladin Research Report For:

Buffalo Financial Strategies