Paladin Research Report For:
Arron Cramer
Paradigm Wealth Partners
About Arron Cramer
I'm a financial planner who believes your money should support your life and not the other way around. Whether you're preparing for retirement, managing debt, building wealth, or navigating a major life transition, I help clients design a personalized roadmap so they can make confident, values-driven financial decisions. At the heart of my practice is the belief that a strong financial plan lays the foundation for an effective investment strategy. I work closely with each client to understand their goals, priorities, and unique circumstances and then build a tailored roadmap to help them move forward with clarity and purpose.
To ensure the plan and portfolio work seamlessly together, I manage investments in-house using a behavioral, methodical, and data-driven approach. I focus on long-term alignment, cost-efficiency, and minimizing unnecessary risks, so my clients can trust that their money is working for them, not against them.
To better serve a wide range of financial needs, I hold three advanced designations: CFP® (Certified Financial Planner™) for holistic, fiduciary-based planning. AFC® (Accredited Financial Counselor) for debt, cash flow, and budgeting guidance. CSLP® (Certified Student Loan Professional) for complex student loan repayment planning. I care deeply about building long-term client relationships based on trust, transparency, and partnership. Everyone's version of success looks different, and my goal is to meet clients where they are and help them get where they want to go as strategically as possible.
I was born and raised in Iowa and currently live in Adel with my wife, Ashley (my high school sweetheart), our daughter, and our two dogs. I graduated from Upper Iowa University, where I earned my bachelor's degree and wrestled collegiately. In my free time, I enjoy working out, traveling to national parks, watching movies, and shooting sporting clays.
See DisclosuresGeneral Information
Firm Start Year
- 2019
No. of Employees
- 2-4
automated call
- Yes
CRD#
- 6523941
Firm CRD#
- 6413
Insurance License#
- 17441645
Name of Broker/Dealer
- LPL Financial
Name of Custodial Firm
- LPL Financial
States Licensed in
- IA, IN, TX, KS
Years of Experience in Financial Services
- 10
Number of Years with Current Firm
- 1
Work Experience
- Like many careers, mine has been a journey of learning and discovering where I'm meant to be. And while I know that journey is far from over, I can confidently say I've reached the fun stage of forever fine-tuning.
After graduating from college in 2011, I pursued a career in corrections and law enforcement. It didn't take long to realize that path wasn't the right fit for me. With encouragement from a family member, I transitioned into the financial world in 2015, starting on the insurance side of the industry within the broker-dealer space. Those early years gave me a strong foundation in understanding risk management. Still, I quickly realized I wasn't interested in just selling products; I wanted to build long-term relationships and help people create financial strategies that grow with them and support the goals that matter most.
In 2020, I obtained my Series 65 registration and shifted my focus entirely to financial planning. By 2021, I had moved my book of business to a new firm to focus solely on building personalized financial plans, investment strategies, and long-term financial goals. Early on, I partnered with outside portfolio managers to handle investments. But as my planning work deepened, I realized that to fully align each client's financial plan and ensure cost-efficiency and the right investment strategy, I needed to manage portfolios directly. I am now an LPL Investment Advisor Representative.
I began doing just that, not only for my clients but also for other advisors' clients. Over time, I realized portfolio management works best as a collaborative team effort, not a solo task. That insight led me to make one final move with my clients to where I am today: proudly serving as a Wealth Manager at Paradigm Wealth Partners, where I work alongside a team that shares my values and commitment to client-first planning.
Today, I practice as a fee-based advisor offering both financial planning and portfolio management. Clients may engage in one or both services. Planning fees range from $1,000 to $2,500, depending on the depth of work. Portfolio management fees range from 0.50% to 0.90% annually, based on household portfolio size. I also offer a free initial consultation so we can determine if we are a good fit to work together.
I consider it a blessing and a privilege to wake up every day and serve such amazing people. I look forward to continuing to grow as an advisor and serving my clients with purpose, care, and dedication.
Work with the following types of clients
- Individual Investors, Businesses
Advisory Services Provided
- Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Education Funding and Planning
Compliance
Registered Investment Advisor
- Yes
Investment Advisor Representative
- Yes
Acknowledged fiduciary
- Yes
Compliance Disclosures in Last 5 years
- I have a clean record
Criminal Disclosures in Last 5 years
- I have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
- CFP®, AFC®, CSLP®
Securities Licenses
- Series 65
Insurance and Annuity Licenses
- Variable Annuity, Life, Health, Long Term Care, Variable Life, Annuity, Disability
Firm Information
Firm's Number of Clients
- 720
Firm's Number of Planning Clients
- 450
Firm's Number of Managed Clients
- 720
Assets Managed by Firm
- $275M
Advisor's Number of Clients
- 150+
Advisor's Number of Planning Clients
- 50+
Assets Managed by Advisor
- $25,000,000
Compensation and Fees
Fee Structure
- Fee-Based
Minimum Portfolio Size for New Managed Accounts
- $25,000
Compensation Methods
- Based on Assets, Flat Fee
Fee % Based on Assets
- 0.85%
Additional Details on Charges
- The portfolio management fee starts at 0.85% annually but goes down to 0.50% annually as the assets managed increase per household. There is a subscription option as well for younger clients who desire both planning and portfolio services.
Minimum Fee Charged for Managed Accounts
- $500
Education
Bachelors Degree - Human Services
Upper Iowa University
08/2007 -06/2011
Disclosures
p>PaladinRegistry.com provides referrals to financial professionals of LPL Financial, LLC (LPL). PaladinRegistry.com is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay PaladinRegistry.com cash compensation for these referrals, which creates the incentive for PaladinRegistry.com to make these referrals, resulting in a conflict of interest.
LPL ADV 2A
https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf
Additional Detailed Disclosures
https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-lpl-detailed-disclosures.pdf
Disclaimer
Advisory services offered through LPL Financial, a Registered Investment Advisor. The LPL Financial registered representative associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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