Are Financial Planners also Financial Advisors? – updated Nov 2014
Financial planners provide various types of planning services (personal, college, retirement, estate, charitable). The combination of services varies by financial planner expertise. Financial advisors are...
Social Security or Insecurity — for Future Retirees that is the Big Question
Today one of the biggest trending topics in the retirement income planning space is Social Security. Over 65% of retirees received at least half of...
Investing Is Not “The Market”
There are times I encounter a familiar face and will get asked – “what did the market do today?”or “the market went up (or down),...
Investment Fees – Know What You’re Paying For
In my previous article, Investment Fees – The Hidden Cost, I discussed the sources of fees that clients unwittingly pay to advisors and brokerages. Not knowing...
Thinking of Working with an “Advisor”? Ask This Question FIRST
If you ask this one question at the beginning, you’ll know whether you can continue the discussion or end it right there and start looking...
Investment Fees – The Hidden Cost
The concept of paying fees for service is certainly not unfamiliar to anyone. It might be seen as burdensome, but when value is received and...
Financial Planner, Investment Guru or Wealth Manager?
Recently I received an email from someone who indicated that they wanted wealth management services for their family. I found it interesting that they also...
The Bond Ladder Ready to Climb
With bond yields stubbornly camped near historic lows, is there a way to invest in fixed income while limiting our exposure to rising interest rates? ...
5 Tips for Selecting the Best Financial Planner
Are there fake financial planners? You bet there are and they are extremely dangerous. Fake financial planners provide bogus financial plans that are designed to...
Is Your Financial Planner an Insurance Agent? updated Oct’14
It used to be 70% of all financial planners were insurance agents who call themselves planners to facilitate the sale of life insurance and annuity...
