Who Are the Real Financial Fiduciaries?
The DOL just published a new regulation that turns stockbrokers into financial fiduciaries when they provide financial advice and services to qualified retirement plans (401k)...
Why Rollover Your Retirement Assets into an IRA?
A 2014 study from Cogent Reports concluded that over 50% of affluent investors with a balance in a former employer-sponsored retirement plan expect to roll...
Investment Returns Revisited – Part II
Is 6% a good return on your investment? In Part I of the our blog, we discussed the likelihood that investment returns may be below...
“Lower Investment Returns Ahead!” – (False Alarm?)
If you follow headlines in the financial press or read the blogs of various online “authorities,” you have no doubt bumped into many predictions that...
What Should You Do With Your Retirement Plan?
When You Leave Your Employer Or Retire…What Should You Do With Your Retirement Plan? The IRA rollover could be your answer. As retirement approaches and you prepare...
Market Volatility: Should You Buy or Sell?
The world’s oil situation – coupled with a difficult Chinese economy – has recently caused some worries which have negatively affected the world’s financial markets...
Investment Returns Revisited– Part I
Looking back at 2015, which was a flat year for most major asset classes, it is reasonable for investors to ask “What is a reasonable rate...
The Reverse Mortgage Scam
“Father, what is this worth?” asked the son in his father’s shop. “Am I buying or selling?” replied the father. If all you did was...
Why Robo Advisors Are Not Cutting Edge
I’m an obsessive trend-tracker and it came as no surprise when friends and colleagues started forwarding an article from Bloomberg about the rise of the...
5 Tax Preparation Rules to Follow so You Don’t Get Ripped Off
Every year we talk to some people (either current clients or people we know who aren’t clients yet) who tell us that they were charged...
