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Paladin Registry 5 Stars

This advisor or firm is a vetted, documented member of the Paladin Registry.

This advisor or firm received a 5 Star quality rating from Paladin’s research department. Paladin analysts use a proprietary algorithm to rate the quality of financial advisor and firm credentials, ethics, business practices, and services.

Paladin provides free information services to investors who rely on planners and investment advisors to help them achieve their financial goals. Paladin is the only SEC registered firm that vets, validates, and documents the quality of financial professionals and firms (since 2003).

I. Snapshot

A. Registry Member
  • Since 2008
B. Years of Experience
  • 18
C. College Degrees
  • College for Financial Planning - Accredited Asset Management Specialist
  • College for Financial Planning - Accredited Wealth Management Advisor
D. Certifications
  • AAMS®, AWMA®
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    Financial advice is about your comfort. It is about guiding you through the myriad of financial products, plans and projections to the one that allows you to be comfortable. Your comfort comes from the knowledge that you have learned enough to make wise and prudent decisions. The road to financial success usually takes an occasional detour, comfort is having 100% confidence that your adviser can steer you through toward your goals. Being 100% independent we do not have to fit a square peg into a round hole, that would not be comfortable!

G. Asset Requirement
  • None

II. Contact Information

A. Key Contact
  • Rick Willoughby
B. Main Location
  • Phoenix, Arizona, 85044
C. Telephone
  • 480.209.6420

III. Internet

B. Social Connections
C. View Articles

IV. Firm(s)

A. Name of Firm
  • Symphony Financial Services LLC
B. Relationship to Firm
  • Independent Contractor
C. Name of RIA
  • Independent Financial Group LLC
D. Name of Broker/Dealer
  • Independent Financial Group LLC
E. Name(s) of Custodian(s)
  • Pershing
  • TD Ameritrade
  • Folio

V. Credentials

A. Years of Financial Experience
  • 18 Years
B. College, Degrees, Years
  • College for Financial Planning - Accredited Asset Management Specialist
  • College for Financial Planning - Accredited Wealth Management Advisor
D. Financial Industry Associations (Active Memberships)
  • FINRA

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • IAR
B. Type of RIA Registration
  • SEC
C. Industry Licenses
  • Securities License(s)
  • Insurance License(s)
D. Registration & License Numbers
  • CRD: 1238458
  • IARD: None
  • Insurance: 85862
E. State Licences
  • Financial Advice, Services for Fees: See List
  • Investment Products for Commission: See List
  • Insurance Products for Commission: Arizona
F. Compliance Record (Investment)
  • Yes
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • Rick Willoughby is a Registered Principal, Brice Willoughby is a Registered Representative both offering securities and advisory services through Independent Financial Group, LLC, a registered... View More
    Rick Willoughby is a Registered Principal, Brice Willoughby is a Registered Representative both offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. 15022 S 40th Pl Phoenix, AZ 85044
J. View our ADV(s)
K. Links

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    Financial advice is about your comfort. It is about guiding you through the myriad of financial products, plans and projections to the one that allows you to be comfortable. Your comfort comes from the knowledge that you have learned enough to make wise and prudent decisions. The road to financial success usually takes an occasional detour, comfort is having 100% confidence that your adviser can steer you through toward your goals. Being 100% independent we do not have to fit a square peg into a round hole, that would not be comfortable!

B. Minimum Asset Requirement
  • None
C. Number of Current Clients
  • 108
D. Assets (Management, Advisement)
  • $50,000,000
E. Methods of Compensation
  • Asset-Based Fee
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
  • Skype/Voice
  • Skype/Video-Voice
G. Types of Reports (Frequency)
  • Performance (Quarterly)
  • Brokerage Statement (Monthly)
  • Market Environment (Monthly)
  • Newsletters (Monthly)
  • Other: Weekly market updates by request
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    We are Independent, the client will always be the center of our attention and will always come first over all else. We will forever maintain our independence from any and all financial product providers and be beholding to none except our client. It is our professional mission to position our clients where they are most likely to achieve financial success. Continuous education on the broadest possible range of investment products and how to properly apply them to solve your real-life situations.

VIII. Clients & Services

A. Types of Clients
  • Individuals & Couples (Working)
  • Individuals & Couples (Retired)
  • Business Pension Plans
  • Other: 1031 Candidates, Businesses considering a Captive Insurance Company
  • Business (Taxable)
  • Endowments & Foundations
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Insurance Products
  • Tax Advice & Services
  • Other
C. Discretionary Asset Management
  • No
D. Limited Engagement Services
  • None
  • Financial Plan Reviews
  • Investment Portfolio Reviews
  • Captive Insurance Company counsel

IX. Certification

Advisor Name
  • Rick Willoughby
Most Recent Update:
  • May 25, 2018

Email Advisor

Other

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