Steffes Financial, Ltd. is a boutique wealth management firm specializing in investment
advisory, retirement planning, IRA rollovers, estate planning, and 401(k) Plans.
We are an independent, privately owned firm. We are not controlled by a large insurance
company, wire-house, brokerage firm or multi-state financial firm. Our investment
recommendations are not dictated by back-office employees of a large organization who never
meet with nor truly understands the needs of their firm's clients.
As a fee-based firm, our focus is keeping our fees low, providing our clients with custom
designed portfolios of high quality, low cost, no-load mutual funds and exchange traded funds
through our preferred Custodians TD Ameritrade Institutional and/or Charles Schwab
Institutional.
We hate annuities. If you already have a high cost (hidden commission) annuity, we will
provide you with information on the available low cost, no commission, no surrender, fee-based
annuity alternatives. As most investors know, high fees have a significantly negative impact
on long-term net returns.
Our core long-term investment philosophy is to buy and hold quality investments through the
majority of the business cycle using our FIN-DEFCON System. Portfolios are automatically
adjusted as we detect economic trends that have preceded past recessions and recoveries. To
get
a feel for our FIN-DEFCON System, see our latest video webcast on the Steffes Financial
website,
Economic Update tab.
PaladinRegistry.com provides referrals to financial professionals. PaladinRegistry.com is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for PaladinRegistry.com to make these referrals, resulting in a conflict of interest.
SEC Form ADV Part 2A Client Brochure:
https://c0d079b9-7939-41dd-ab30-15f3676fe502.filesusr.com/ugd/f4b006_a1190fd711ad46028ad7d57a820eb37d.pdf
SEC Form ADV Part 3 Relationship Summary:
https://c0d079b9-7939-41dd-ab30-15f3676fe502.filesusr.com/ugd/f4b006_d72f06eb689143d3b98e472586b77516.pdf
Additional Detailed Disclosures
https://www.paladinregistry.com/disclosure/1888089/paladinregistry-Steffes-Financial,-Ltd.-detailed-disclosure.html
Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Steffes Financial, Ltd., a Registered Investment Advisor. Cambridge Investment Research, Inc. and Steffes Financial, Ltd., are not affiliated entities.