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Paladin Registry Member

This advisor or firm is a vetted, documented member of the Paladin Registry.

Advisors and firms must meet Paladin’s rigorous admittance requirements to qualify for membership in the Registry.

Paladin provides free information services to investors who rely on planners and investment advisors to help them achieve their financial goals. Paladin is the only SEC registered firm that vets, validates, and documents the quality of financial professionals and firms (since 2003).

Paladin Research Report For:

Les H. Kern

Les H. Kern

Les H. Kern, a financial fiduciary has been a Paladin Registry member since 2020. Les H. holds the Certified Retirement Financial Advisor , Life Underwriter Training Council Fellow certifications and has over 36 years of experience. Les H. provides financial services to clients in the Wilmington, North Carolina area.

I. Snapshot

A. Registry Member
  • Since 2020
B. Years of Experience
  • 36
C. College Degrees
  • None
D. Certifications
  • CRFA®, LUTCF
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    History teaches us that Holding onto equity assets rotating on a relative strength basis produces the best long term wealth building. The more history you are aware of, the more this becomes critically apparent. We believe that while it is important to choose investments with a strategy. We teach clients that to get the best return, their portfolios cannot go backward. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible. Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Advisors that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a truly independent advisor our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that deliver an unprecedented level of income with services.

G. Asset Requirement
  • $50,000

II. Contact Information

A. Key Contact
  • Did Not Answer
B. Main Location
  • 2306 Wrightsville Ave.
    unit 201
    Wilmington, North Carolina, 28403
C. Telephone
  • 800.793.8884
D. Comments
  • •Collaborate and communicate with clients often to ensure they are being managed with a single voice and vision •Develop new relationships and build on existing relationships with clients and Investment Firms •Use consultative selling to identify the best solution for clients based on risk tolerance and goals •Provide timely resources to help clients and grow their business, maintain clients assets with advanced planning strategies and effectively communicate market updates and fund solutions for clients •Analyze market events, provide perspective, to aide in portfolio construction

III. Internet

B. Social Connections

IV. Firm(s)

A. Name of Firm
  • Les H. Kern
B. Relationship to Firm
  • Independent Contractor
C. Name of RIA
  • D. H. Hill Advisors
D. Name of Broker/Dealer
  • D. H. Hill Securities
E. Name(s) of Custodian(s)
  • TD Ameritrade
  • Schwab
  • Equity Advisor Solutiohns

V. Credentials

A. Years of Financial Experience
  • 36 Years
B. College, Degrees, Years
  • None
D. Financial Industry Associations (Active Memberships)
  • A.D.I.S.A

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • IAR
B. Type of RIA Registration
  • SEC
C. Industry Licenses
  • Securities License(s)
  • Insurance License(s)
D. Registration & License Numbers
  • CRD: 1140180
  • IARD: 1012712
  • Insurance: 981841
E. State Licences
  • Financial Advice, Services for Fees: See List
    • Florida
    • Michigan
    • Missouri
    • North Carolina
    • South Carolina
    • Tennessee
  • Investment Products for Commission: See List
    • Florida
    • Michigan
    • Missouri
    • North Carolina
    • South Carolina
    • Tennessee
  • Insurance Products for Commission: See List
    • Florida
    • Michigan
    • Missouri
    • North Carolina
    • South Carolina
    • Tennessee
F. Compliance Record (Investment)
  • No Disclosures
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • None
J. View our ADV(s)
K. Links

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    History teaches us that Holding onto equity assets rotating on a relative strength basis produces the best long term wealth building. The more history you are aware of, the more this becomes critically apparent. We believe that while it is important to choose investments with a strategy. We teach clients that to get the best return, their portfolios cannot go backward. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible. Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Advisors that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a truly independent advisor our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that deliver an unprecedented level of income with services.

B. Minimum Asset Requirement
  • $50,000
C. Number of Current Clients
  • 100+
D. Assets (Management, Advisement)
  • Available Upon Request
E. Methods of Compensation
  • Hourly Fee
  • Fixed Fee
  • Asset-Based Fee
  • Commissions (Investment Products)
  • Commissions (Insurance Products)
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
  • Other:
G. Types of Reports (Frequency)
  • Performance (Quarterly)
  • Brokerage Statement (Monthly)
  • Market Environment (Bi-Monthly)
  • Newsletters (Bi-Monthly)
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    •Collaborate and communicate with clients often to ensure they are being managed with a single voice and vision •Develop new relationships and build on existing relationships with clients and Investment Firms •Use consultative selling to identify the best solution for clients based on risk tolerance and goals •Provide timely resources to help clients and grow their business, maintain clients assets with advanced planning strategies and effectively communicate market updates and fund solutions for clients •Analyze market events, provide perspective, to aide in portfolio construction. Many will say this but few will be able to show you how and why they are different.

VIII. Clients & Services

A. Types of Clients
  • Individuals & Couples (Working)
  • Individuals & Couples (Retired)
  • Business (Taxable)
  • Endowments & Foundations
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Insurance Products
  • Other
  • Investment Products (Commission)
C. Discretionary Asset Management
  • Discretionary and Non-Discretionary
D. Limited Engagement Services
  • Planning Only
  • Financial Plan Reviews
  • Investment Portfolio Reviews
E. Comments
  • Trust Management Co. for special assets

IX. Certification

Advisor Name
  • Les H. Kern
Most Recent Update:
  • Jun 22, 2020

BASIC INFORMATION NEEDED FOR THE INQUIRY

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