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Spencer Betts

Bickling Financial Services, Inc.

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Paladin Registry Member

This advisor or firm is a vetted, documented member of the Paladin Registry.

Advisors and firms must meet Paladin’s rigorous admittance requirements to qualify for membership in the Registry.

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Paladin Research Report For:

Spencer Betts

Bickling Financial Services, Inc.

Spencer Betts, a financial fiduciary has been a Paladin Registry member since 2016. Spencer is the owner of Bickling Financial Services, Inc.. Spencer holds the Accredited Investment Fiduciary , Certified Financial Planner certifications and has over 16 years of experience. Spencer provides financial services to clients in the Lexington, Massachusetts area.

I. Snapshot

A. Registry Member
  • Since 2016
B. Years of Experience
  • 16
C. College Degrees
  • Old Dominion - 1997
D. Certifications
  • AIF®, CFP®
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    Our passion is to see our clients achieve financial independence. We assist clients in achieving their goals: the short-term, day-to-day need for control and clarity and, most importantly, the long-term goal of financial independence. Our family-run business is independent from corporate obligations or corporate priorities. We perform our own research. We make our own decisions on investments that we recommend to clients. This level of independence means that we are free to provide financial and investment advice that we believe is in the best interests of our clients. Our goal is an ongoing partnership with each client.

G. Asset Requirement
  • $100,000

II. Contact Information

A. Key Contact
  • Spencer Betts
B. Main Location
  • 35 Bedford Street
    Suite 15
    Lexington, Massachusetts, 02420
C. Telephone
  • 781.862.9792

III. Internet

A. Visit Website
B. Social Connections

IV. Firm(s)

A. Name of Firm
  • Bickling Financial Services, Inc.
B. Relationship to Firm
  • Owner
C. Name of RIA
  • Bickling Financial Services, Inc.
D. Name of Broker/Dealer
  • LPL Financial
E. Name(s) of Custodian(s)
  • LPL Financial
  • SEI asset management
F. Comments
  • I am part of a family practice started by my Mother in 1984. I joined in 2000. My brother joined the practice in 2007. We are the three Advisers at our firm.

V. Credentials

A. Years of Financial Experience
  • 16 Years
B. College, Degrees, Years
  • Old Dominion - 1997
D. Financial Industry Associations (Active Memberships)
  • CFP Board Ambassador

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • RIA and IAR
B. Type of RIA Registration
  • SEC
C. Industry Licenses
  • Securities License(s)
  • Insurance License(s)
D. Registration & License Numbers
  • CRD: 4285560
  • IARD: 128544
  • Insurance: 1771316
E. State Licences
  • Financial Advice, Services for Fees: All 50 States
  • Investment Products for Commission: See List
    • California
    • Colorado
    • Connecticut
    • Florida
    • Illinois
    • Louisiana
    • Maine
    • Massachusetts
    • Nebraska
    • New Hampshire
    • New Jersey
    • New York
    • North Carolina
    • Ohio
    • Oklahoma
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • Tennessee
    • Vermont
    • Virginia
    • Washington
  • Insurance Products for Commission: All 50 States
F. Compliance Record (Investment)
  • No Disclosures
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. The information and opinions posted on this website do not necessarily... View More
    Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. The information and opinions posted on this website do not necessarily reflect the opinion of LPL Financial or its affiliates.
J. View our ADV(s)
K. Links
L. Comments
  • https://www.assettv.com/video/how-maximize-benefits-your-401k

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    Our passion is to see our clients achieve financial independence. We assist clients in achieving their goals: the short-term, day-to-day need for control and clarity and, most importantly, the long-term goal of financial independence. Our family-run business is independent from corporate obligations or corporate priorities. We perform our own research. We make our own decisions on investments that we recommend to clients. This level of independence means that we are free to provide financial and investment advice that we believe is in the best interests of our clients. Our goal is an ongoing partnership with each client.

B. Minimum Asset Requirement
  • $100,000
C. Number of Current Clients
  • 325
D. Assets (Management, Advisement)
  • $200,000,000
E. Methods of Compensation
  • Fixed Fee
  • Asset-Based Fee
  • Commissions (Investment Products)
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
G. Types of Reports (Frequency)
  • Performance (Quarterly)
  • Brokerage Statement (Monthly)
  • Newsletters (Monthly)
  • Other: When meeting with clients face-to-face we have performance reports as part of the review
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    Beyond what you would expect from the average financial planning firm, we pride ourselves on personally visiting the offices of the investment firms with whom we partner. Each representative is responsible for an onsite meeting on average once per quarter. We understand how confusing personal finance and investing can be. Our first priority is to help you reach a comprehensive understanding of your current financial circumstances. We organize and simplify your financial world.

VIII. Clients & Services

A. Types of Clients
  • Individuals & Couples (Working)
  • Individuals & Couples (Retired)
  • Business Pension Plans
  • Business (Taxable)
  • Endowments & Foundations
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Insurance Products
C. Discretionary Asset Management
  • Discretionary and Non-Discretionary
D. Limited Engagement Services
  • Planning Only
  • Financial Plan Reviews
  • Investment Portfolio Reviews
E. Comments
  • SEI is a new relationship starting in December of 2016

IX. Certification

Advisor Name
  • Spencer Betts
Most Recent Update:
  • Feb 19, 2019

BASIC INFORMATION NEEDED FOR THE INQUIRY

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