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John Travis

Richard Young Associates

MBA
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Paladin Fiduciary

This advisor or firm is a vetted, documented member of the Paladin Registry.

This advisor or firm is a fiduciary when providing financial advice and services for fees. Fiduciaries are held to the highest ethical standard in the financial service industry. They are required to always put their clients’ financial interests first.

Paladin provides free information services to investors who rely on planners and investment advisors to help them achieve their financial goals. Paladin is the only SEC registered firm that vets, validates, and documents the quality of financial professionals and firms (since 2003).

Paladin Research Report For:

John Travis

Richard Young Associates

MBA
John Travis, a financial fiduciary has been a Paladin Registry member since 2019. John holds the Master Business Administration certifications and has over 27 years of experience. John provides financial services to clients in the Augusta, Georgia area.

I. Snapshot

A. Registry Member
  • Since 2019
B. Years of Experience
  • 27
C. College Degrees
  • South Carolina - BS in Business - Finance
  • South Carolina - MBA
D. Certifications
  • MBA
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    I provide advice to my clients that is in their best interest. Many times, that means strategically pulling money from investments (with tax minimization as a goal) to pay off debt or reach other goals highlighted by the client. While there are different ways to get to an end result, my approach is to design a plan that best fits the clients values and goals. Many times, that means their investment balances that I am managing are used to meet their objectives. In other words, I put myself in their shoes and help them decide the best path forward, which is the role of a fiduciary. One tool to accomplish this process is planning, and we complete that step at the first meeting, as it allows me to provide excellent advice immediately. For those of you familiar with Dave Ramsey, we follow his 7 step process, which allows for clear, consise advice.

G. Asset Requirement
  • None

II. Contact Information

A. Key Contact
  • John Travis
B. Main Location
  • 205 Hudson Trace
    Augusta, Georgia, 30907
C. Additional Locations
  • Aiken, South Carolina
D. Telephone
  • 706.739.0725

III. Internet

A. Visit Website
B. Social Connections

IV. Firm(s)

A. Name of Firm
  • Richard Young Associates
B. Relationship to Firm
  • Employee
C. Name of RIA
  • Richard Young Associates
D. Name of Broker/Dealer
  • None
E. Name(s) of Custodian(s)
  • TD Ameritrade

V. Credentials

A. Years of Financial Experience
  • 27 Years
B. College, Degrees, Years
  • South Carolina - BS in Business - Finance
  • South Carolina - MBA
C. Current Certifications
D. Financial Industry Associations (Active Memberships)
  • Dave Ramsey SmartVestor Pro
  • Kingdom Advisors

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • IAR
B. Type of RIA Registration
  • SEC
C. Industry Licenses
  • Securities License(s)
D. Registration & License Numbers
  • CRD: 5314369
  • IARD: None
  • Insurance: None
E. State Licences
  • Financial Advice, Services for Fees: All 50 States
F. Compliance Record (Investment)
  • No Disclosures
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • None
J. View our ADV(s)
K. Links

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    I provide advice to my clients that is in their best interest. Many times, that means strategically pulling money from investments (with tax minimization as a goal) to pay off debt or reach other goals highlighted by the client. While there are different ways to get to an end result, my approach is to design a plan that best fits the clients values and goals. Many times, that means their investment balances that I am managing are used to meet their objectives. In other words, I put myself in their shoes and help them decide the best path forward, which is the role of a fiduciary. One tool to accomplish this process is planning, and we complete that step at the first meeting, as it allows me to provide excellent advice immediately. For those of you familiar with Dave Ramsey, we follow his 7 step process, which allows for clear, consise advice.

B. Minimum Asset Requirement
  • None
C. Number of Current Clients
  • Available Upon Request
D. Assets (Management, Advisement)
  • Available Upon Request
E. Methods of Compensation
  • Asset-Based Fee
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
  • Skype/Voice
  • Skype/Video-Voice
  • Other:
G. Types of Reports (Frequency)
  • Performance (Monthly)
  • Brokerage Statement (Monthly)
  • Newsletters (Monthly)
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    See the business philosphy above. Also, I have been a Dave Ramsey local provider in the area for 10 years and a member of the Kingdom Advisors organization.

VIII. Clients & Services

A. Types of Clients
  • Individuals & Couples (Working)
  • Individuals & Couples (Retired)
  • Business Pension Plans
  • Business (Taxable)
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Tax Advice & Services
C. Discretionary Asset Management
  • Yes
D. Limited Engagement Services
  • Planning Only
  • Financial Plan Reviews
  • Investment Portfolio Reviews

IX. Certification

Advisor Name
  • John Travis
Most Recent Update:
  • Feb 13, 2019

BASIC INFORMATION NEEDED FOR THE INQUIRY

Other

We provide tax advice related to planning and how to manage the tax bill. We are not CPA's and refer out complex questions and situations to local providers we have established relationships wiht thru the years.