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PALADIN RESEARCH REPORT FOR:

Eric Simonds

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Telephone Advisor
888.480.2650

I. Snapshot

A. Registry Member
  • Since 2015
B. Years of Experience
  • 5
C. College Degrees
  • Golden Gate University - Masters of Financial Planning
  • USM/Muskie - Masters of Public Policy
  • UMaine - BA Political Science
  • University of Southern Maine - BA Criminology
D. Certifications
  • CFP®
E. Financial Fiduciary
  • Yes
F. Business Philosophy
  • Read Business Philosophy

    You thrive when we deliver advice and services to you WITHOUT a sales pitch. By putting you before products and commissions, you are prepared for the next challenge and together we build your future. Whether you need tax research, estate planning, investment management or a written check list of strategies (or all of it) we do it and you only pay for what you need. We educate you so you may make informed decisions and never trade what you want most for what some company wants you to buy now!

G. Asset Requirement
  • None

II. Contact Information

A. Key Contact
  • Eric Simonds
B. Main Location
  • 1 Poplar Drive
    Brunswick, Maine, 04011
C. Telephone
  • 888.480.2650

III. Internet

A. Visit Website
B. Social Connections

IV. Firm(s)

A. Name of Firm
  • Saltwater Harbor Financial, LLC
B. Relationship to Firm
  • Owner
C. Name of RIA
  • Saltwater Harbor Financial, LLC
D. Name of Broker/Dealer
  • None
E. Name(s) of Custodian(s)
  • TD Ameritrade Institutional

V. Credentials

A. Years of Financial Experience
  • 5 Years
B. College, Degrees, Years
  • Golden Gate University - Masters of Financial Planning
  • USM/Muskie - Masters of Public Policy
  • UMaine - BA Political Science
  • University of Southern Maine - BA Criminology
C. Current Certifications
D. Financial Industry Associations (Active Memberships)
  • FPA
  • NAPFA

VI. Registration, Licensing,
Compliance

A. RIA/IAR Registration
  • RIA
B. Type of RIA Registration
  • State - Maine
C. Industry Licenses
  • None
D. Registration & License Numbers
  • CRD: 6153498
  • IARD: 166473
  • Insurance: None
E. State Licences
  • Financial Advice, Services for Fees: Maine
  • Investment Products for Commission: Not Applicable
F. Compliance Record (Investment)
  • No Disclosures
G. Compliance Record (Insurance)
  • No Disclosures
H. Criminal Disclosure(s)
  • None
I. Additional Disclosure(s)
  • Disclosures/Conflicts of Interest

 Although every effort is made by Saltwater Harbor Financial LLC and its agents and representatives to minimize and avoid conflicts of interests,... View More
    Disclosures/Conflicts of Interest

 Although every effort is made by Saltwater Harbor Financial LLC and its agents and representatives to minimize and avoid conflicts of interests, they exist prior to and develop throughout even the most professional adviser/client relationships. While the complete elimination of such conflicts is virtually impossible, the identification of such conflicts is consistent with the “best practices” of governmental doctrine, industry standards and all professional associations which the agents of Saltwater Harbor Financial LLC chooses to affiliate (NAPFA®, FPA®, CFP® Board of Standards). Please find all disclosures of all known significant conflicts of interests below:

Potential Conflicts of Interest:

Eric Simonds CFP® is a Certified Financial Planner™ and as such his income is derived from hourly fees, retainers, management fees and paid projects. As a result, any recommendations involving additional work, outside of your current project arrangement,
J. View our ADV(s)
K. Links

VII. Business Data & Practices

A. Business Philosophy
  • Read Business Philosophy

    You thrive when we deliver advice and services to you WITHOUT a sales pitch. By putting you before products and commissions, you are prepared for the next challenge and together we build your future. Whether you need tax research, estate planning, investment management or a written check list of strategies (or all of it) we do it and you only pay for what you need. We educate you so you may make informed decisions and never trade what you want most for what some company wants you to buy now!

B. Minimum Asset Requirement
  • None
C. Number of Current Clients
  • 60+
D. Assets (Management, Advisement)
  • $10,600,000
E. Methods of Compensation
  • Hourly Fee
  • Fixed Fee
  • Asset-Based Fee
F. Methods of Communication
  • Face-to-Face Meetings
  • Telephone
  • Email
  • Skype/Voice
  • Skype/Video-Voice
G. Types of Reports (Frequency)
  • Performance (Monthly)
  • Brokerage Statement (Monthly)
  • Newsletters (Annually)
H. Second Language(s)
  • None
I. Value Statement
  • View Value Statement
    Your future is too valuable to be in the hands of a salesman. As fiduciaries we only work for our clients and they know exactly how much they pay us. We design and employ strategies that serve your needs and not ours. Unlike many advisors, we will design comprehensive financial plans, develop tax strategies, engage in estate planning, manage trusts and help young professionals navigate student loans even if we don’t manage your investments. It is only by serving clients that “We Grow Together™”

VIII. Clients & Services

A. Types of Clients
  • Business Pension Plans
  • Other: Trusts
  • Business (Taxable)
B. Types of Financial Services
  • Planning Advice & Services
  • Investment Advice & Services
  • Tax Advice & Services
  • Other
C. Discretionary Asset Management
  • Discretionary and Non-Discretionary
D. Limited Engagement Services
  • Planning Only
  • Financial Plan Reviews
  • Investment Portfolio Reviews
  • Budgeting, Social Security Maximization, estate planning

IX. Certification

Advisor Name
  • Eric Simonds
Most Recent Update:
  • Jul 12, 2016

Other

Social Security Maximization