{"id":8572,"date":"2017-06-29T15:19:15","date_gmt":"2017-06-29T22:19:15","guid":{"rendered":"http:\/\/blog.paladinregistry.com\/?p=8572"},"modified":"2017-06-30T14:33:02","modified_gmt":"2017-06-30T21:33:02","slug":"celebrate-financial-independence-day","status":"publish","type":"post","link":"https:\/\/www.paladinregistry.com\/blog\/personal-finance\/celebrate-financial-independence-day\/","title":{"rendered":"Celebrate Your Financial Independence Day"},"content":{"rendered":"

In honor of our nation\u2019s birthday, I\u2019d like to say Happy Fourth of July to all our readers!\u00a0 In the United States, there are certain freedoms we are lucky to have compared to other people in other nations around the world.\u00a0 One of those freedoms is the ability to control our own financial situation through our hard work, brains, and\/or perseverance.<\/p>\n

Question is: How are you fairing in this very important area of life?<\/strong><\/em><\/p>\n

I\u2019ve got a few ideas to help you celebrate your financial independence day (hopefully sooner rather than later and \u2013 if you\u2019re there already – congrats)!<\/p>\n

1.How\u2019s your budget<\/a><\/span>?<\/h3>\n

If you don\u2019t have one, it\u2019s hard to know whether you\u2019re succeeding or failing in your inflow\/outflow game.\u00a0 Anyone who\u2019s got debts, raising children, planning for college and\/or retirement needs a budget.\u00a0 Do yourself a favor and figure out a way to track what you\u2019re doing with this money stuff (lots of options today) because your financial independence day gets here a lot sooner when you have one in place.<\/p>\n

2.How\u2019s your financial plan<\/a><\/span>?<\/h3>\n

Much like the budget you now have in place (you did make a budget, RIGHT?), you\u2019ve got to figure out what goals you\u2019re working towards and set a dollar amount AND a time frame to achieve said goals.\u00a0 Flying by the seat of your pants when saving money for retirement or junior\u2019s college fund is NOT the ideal course of action.\u00a0 Why worry whether you\u2019re on track to meet your goals when you can track your progress and know right where you stand?\u00a0 Financial Independence Day will never be achieved unless you get this in place as well.<\/p>\n

3. Work towards eliminating all bad debts<\/h3>\n

By bad debts \u2013 I mean unnecessary credit card balances (think store credit cards), any loans with high interest rates, etc.\u00a0 Generally speaking, debts that are considered acceptable are mortgages (if you feel you\u2019re paying too much, you can always look at refinancing options), student loans (if rates are too high, see advice re: refinancing), and business loans (same applies for rates here as well).\u00a0 Debt generally keeps us from achieving our financial independence day sooner, so trying to eliminate it is one of the smartest things you can do (debt snowball, anyone?).<\/p>\n

If you implement (or plan to implement) these 3 financial practices into your life (perhaps you need the right financial advisor<\/a><\/span><\/strong>?), you\u2019ve just upped your chances of reaching your financial independence day that much sooner.\u00a0 Be a patriotic American this year and get yourself on track to celebrate your own financial independence day!\u00a0 After all, you owe it to yourself as an American\u2026and you\u2019re welcome!<\/p>\n

Find an experienced financial advisor who helps clients achieve financial independence, works for an RIA firm, earns his\/her money from fees (NOT commissions), believes in having an abundance of investment choices for clients, and has the heart & demeanor of a teacher, NOT a salesperson, and chances are you\u2019ve found the right financial advisor to help you prepare and plan for your goals.<\/p>\n

To learn more about Martin Federici at MF Advisers<\/a><\/span>, view his Paladin Registry profile<\/a><\/span>. \u00a0 \u00a0<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

In honor of our nation\u2019s birthday, I\u2019d like to say Happy Fourth of July to all our readers!\u00a0 In the United States, there are certain freedoms we are lucky to have compared to other people in other nations around the world.\u00a0 One of those freedoms is the ability to control our own financial situation through our hard work, brains, and\/or perseverance. Question is: How are you fairing in this very<\/p>\n","protected":false},"author":12,"featured_media":8580,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[765],"tags":[],"class_list":["post-8572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance"],"yoast_head":"\nCelebrate Your Financial Independence Day<\/title>\n<meta name=\"description\" content=\"Implement these three financial best practices to help you celebrate your financial independence day - hopefully sooner rather than later.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paladinregistry.com\/blog\/personal-finance\/celebrate-financial-independence-day\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Celebrate Your Financial Independence Day\" \/>\n<meta property=\"og:description\" content=\"Implement these three financial best practices to help you celebrate your financial independence day - 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