{"id":7545,"date":"2016-06-24T07:09:18","date_gmt":"2016-06-24T14:09:18","guid":{"rendered":"http:\/\/blog.paladinregistry.com\/?p=7545"},"modified":"2023-04-25T04:20:28","modified_gmt":"2023-04-25T08:20:28","slug":"financial-planning-5-advantages-starting-early","status":"publish","type":"post","link":"https:\/\/www.paladinregistry.com\/blog\/personal-finance\/financial-planning-5-advantages-starting-early\/","title":{"rendered":"Financial Planning: 5 Advantages to Starting Early"},"content":{"rendered":"

When should you meet with a financial planner<\/a><\/span><\/strong>? The short answer, now<\/b><\/i>.<\/p>\n

When do<\/b><\/i> most people meet with a financial planner? After a significant life event occurs. The event, such as college graduation, marriage, pregnancy, divorce, retirement, and death of a loved one acts as a catalyst for financial planning. Usually, they realize they should have started earlier, before the significant life event.<\/p>\n

I know you\u2019re thinking you should wait until you have accumulated wealth to justify financial planning, but the best time to do it is as early as possible<\/i>. You don\u2019t need to be wealthy and in need of a trust fund to make a plan<\/a><\/span><\/strong> for your financial future.<\/p>\n

Planning early has 5 advantages:<\/p>\n

\n
    \n
  1. You\u2019re prepared<\/i>. You have a plan in place so when you do become wealthy every dollar has funnel and a purpose and when a significant life event occurs or the unexpected happens, you will be ready.<\/li>\n
  2. You have peace of mind<\/i>. When you do decide to have children you aren\u2019t rushing around to get everything in order before the big day. You feel secure and confident already.<\/li>\n
  3. You\u2019ve built a relationship<\/i>. You have already developed a relationship<\/a><\/span><\/strong> with a trusted advisor. When the hard questions come up, you can focus on the answer, rather than deciding if you trust where the answer is coming from.<\/li>\n
  4. You have thoughtful goals.<\/i> This doesn\u2019t mean they can\u2019t evolve, it just means you have something to work toward. Having financial goals allows you the freedom to spend guiltlessly, knowing that you have a plan in place that supports your needs.<\/li>\n
  5. You know you\u2019ll have enough<\/i>. This is the first and most common question we are asked. Will I have enough money when I retire?<\/a><\/span><\/strong> Knowing the answer is \u201cyes\u201d as early as possible means less stress and worry. You can spend your energy on what matters, knowing you have a clear picture of what your financial future holds.<\/li>\n<\/ol>\n

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    There is never a bad time to begin planning for your future. It may not be full proof, but I can assure you that having a plan in place will give you the best chance of reaching your goals, no matter how high! Would you go on a cross country trip without a map? Everything we do requires planning, so why leave the most important challenge up to chance, without a goal or plan in mind?<\/p>\n

    Now that I\u2019ve convinced you to plan early, the question you should be asking is what do you want to plan for and why? In an upcoming post I will explore that question and any others you might have. Feel free to leave a comment below with your question.<\/p>\n

    One more thing: Your financial plan should be a living document, continually reviewed and revised to make sure it remains consistent with your goals. As your life changes, so too will your needs and goals.<\/p>\n

    As a Paladin reader, we\u2019d like to honor you by offering a special extended complimentary consult where we\u2019ll answer these questions: <\/span><\/i><\/p>\n<\/div>\n

    \n
      \n
    1. Is your portfolio diversified? <\/span><\/i><\/li>\n
    2. Do you have enough to retire? <\/span><\/i><\/li>\n
    3. Are you paying too much in fees? <\/span><\/i><\/li>\n
    4. Can you minimize your taxes? <\/span><\/i><\/li>\n<\/ol>\n

       Get started now.<\/strong><\/a><\/span><\/span><\/i><\/p>\n

      To learn more about JSK Financial Services, view their Paladin Registry research report<\/a><\/span>.  <\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

      When should you meet with a financial planner? The short answer, now. When do most people meet with a financial planner? After a significant life event occurs. The event, such as college graduation, marriage, pregnancy, divorce, retirement, and death of a loved one acts as a catalyst for financial planning. Usually, they realize they should have started earlier, before the significant life event. I know you\u2019re thinking you should wait until you have accumulated wealth<\/p>\n","protected":false},"author":76,"featured_media":7548,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[765],"tags":[],"class_list":["post-7545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance"],"yoast_head":"\nFinancial Planning: 5 Advantages to Starting Early<\/title>\n<meta name=\"description\" content=\"You don\u2019t need to be wealthy and in need of a trust fund to justify financial planning. 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