{"id":5823,"date":"2015-05-08T05:15:51","date_gmt":"2015-05-08T12:15:51","guid":{"rendered":"http:\/\/blog.paladinregistry.com\/?p=5823"},"modified":"2015-06-01T13:46:12","modified_gmt":"2015-06-01T20:46:12","slug":"proper-financial-plan-can-ease-client-tension","status":"publish","type":"post","link":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/","title":{"rendered":"How a Proper Financial Plan can Ease Client Tension"},"content":{"rendered":"

When it comes to massage therapy, most first-time clients anticipate a relaxing, slow and gentle rub down that will warm up tissue and ease tension to gradually break up knots in the muscle.<\/p>\n

If for some reason they receive a deep tissue massage instead, their overall experience may be very different than originally planned. Deep tissue typically delivers a more focused, intense pressure to the body, as the therapist generally works specific areas to release chronic muscle tension. Because of the increased pressure and concentration, this type of massage is likely to be a bit more uncomfortable than the classic Swedish massage.<\/p>\n

The same can be said for financial advising. Mark Mcgarvey, CFP founder of Meld Financial<\/span><\/a><\/span><\/strong> in Birmingham, Ala. has come up with a brilliant analogy to compare how massage therapy is similar to assessing how clients initially react to their financial plans.<\/p>\n

Clients are often under the assumption that a plan will be simple and they will easily be served. However, a \u201cdeep tissue\u201d financial plan requires heavy lifting in order to remove the knots of steady spending and unfocused consumerism that have built up over many years.<\/p>\n

Selecting a Plan That Targets Your Goals and Exceeds Expectations<\/strong><\/p>\n

Mcgarvey believes it is critical that advisors understand what type of plan a client wants, his or her willingness to pursue, and the amount of hard work the individual is prepared to put forth in order to reach the end goal.<\/p>\n

One of the most common barriers that advisors encounter during the planning process occurs when it comes time to review an individual\u2019s spending habits. Quite often, clients cannot accurately estimate how much money they spend, nor do they want to feel constrained in terms of future spending.<\/p>\n

Individuals who are apprehensive may benefit from a more \u201cSwedish\u201d approach that looks at the difference between what they have now and what may be needed in the future, without addressing the issues on spending and overconsumption that are often discussed in \u201cdeep tissue\u201d retirement<\/span><\/a><\/span><\/strong> plans.<\/p>\n

In order to satisfy your clients\u2019 requests and provide a service they appreciate, you must be willing to understand the various tolerance levels that come with analyzing past spending and future saving. Each individual has unique goals; therefore, providing your clients with a comfortable plan is a guaranteed way to establish a relationship they may rely on for all their current and future budgeting needs.<\/p>\n

To learn more about James Cornehlsen, visit him at\u00a0www.Capstoneinvest.com<\/span><\/a>.<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

When it comes to massage therapy, most first-time clients anticipate a relaxing, slow and gentle rub down that will warm up tissue and ease tension to gradually break up knots in the muscle. If for some reason they receive a deep tissue massage instead, their overall experience may be very different than originally planned. Deep tissue typically delivers a more focused, intense pressure to the body, as the therapist generally<\/p>\n","protected":false},"author":27,"featured_media":5830,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[325],"tags":[],"class_list":["post-5823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisors"],"yoast_head":"\nA Proper Financial Plan Can Ease Client Tension<\/title>\n<meta name=\"description\" content=\"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Proper Financial Plan Can Ease Client Tension\" \/>\n<meta property=\"og:description\" content=\"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/\" \/>\n<meta property=\"og:site_name\" content=\"Paladin Registry Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/james.cornehlsen\" \/>\n<meta property=\"article:published_time\" content=\"2015-05-08T12:15:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-06-01T20:46:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"620\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"James Cornehlsen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AUMinaBox\" \/>\n<meta name=\"twitter:site\" content=\"@PaladinRegistry\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"James Cornehlsen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/\",\"url\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/\",\"name\":\"A Proper Financial Plan Can Ease Client Tension\",\"isPartOf\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg\",\"datePublished\":\"2015-05-08T12:15:51+00:00\",\"dateModified\":\"2015-06-01T20:46:12+00:00\",\"author\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/a02057a788c86adbf0adab8945036ce5\"},\"description\":\"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage\",\"url\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg\",\"contentUrl\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg\",\"width\":620,\"height\":360},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.paladinregistry.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advisors\",\"item\":\"https:\/\/www.paladinregistry.com\/blog\/category\/advisors\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How a Proper Financial Plan can Ease Client Tension\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#website\",\"url\":\"https:\/\/www.paladinregistry.com\/blog\/\",\"name\":\"Paladin Registry Blog\",\"description\":\"Helping You Make Better Financial Decisions\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.paladinregistry.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/a02057a788c86adbf0adab8945036ce5\",\"name\":\"James Cornehlsen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2013\/11\/Jamie-e1427797249725-96x96.jpg\",\"contentUrl\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2013\/11\/Jamie-e1427797249725-96x96.jpg\",\"caption\":\"James Cornehlsen\"},\"description\":\"James (Jamie) Cornehlsen, CFA is an investment advisor with Capstone Investment Financial Group and Chief Investment Officer and Managing Director of Dunn Warren Investment Advisors, LLC. Jamie received his MBA from The William E. Simon Graduate School of Business at the University of Rochester, and his Bachelor of Arts in Economics from the University of Colorado and attended The University of York in England. He is a member of the CFA Society of Colorado and previously served as the President of the CFA Society of Colorado. In 1994 to 1996, Jamie began his career as an analyst with the Gartner Group working with the pension plan and 401k program. From 1996 to January 1999, he worked as a financial analyst covering the software industry for Schwab SoundView Capital Markets in Greenwich, Connecticut and Bear Stearns in New York City. Prior to founding Dunn Warren Investment Advisors, Jamie worked with Corboy and Jerde from 2000 to 2001, an investment bank specializing in public and private equity investments.\",\"sameAs\":[\"http:\/\/www.capstoneinvest.com\",\"https:\/\/www.facebook.com\/james.cornehlsen\",\"http:\/\/www.linkedin.com\/profile\/view?id=12949153&goback=nmp_*1_*1_*1_*1_*1_*1_*1_*1_*1_*1&trk=spm_pic\",\"https:\/\/x.com\/AUMinaBox\"],\"url\":\"https:\/\/www.paladinregistry.com\/blog\/author\/jamie-cornehlsen\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A Proper Financial Plan Can Ease Client Tension","description":"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/","og_locale":"en_US","og_type":"article","og_title":"A Proper Financial Plan Can Ease Client Tension","og_description":"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.","og_url":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/","og_site_name":"Paladin Registry Blog","article_author":"https:\/\/www.facebook.com\/james.cornehlsen","article_published_time":"2015-05-08T12:15:51+00:00","article_modified_time":"2015-06-01T20:46:12+00:00","og_image":[{"width":620,"height":360,"url":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg","type":"image\/jpeg"}],"author":"James Cornehlsen","twitter_card":"summary_large_image","twitter_creator":"@AUMinaBox","twitter_site":"@PaladinRegistry","twitter_misc":{"Written by":"James Cornehlsen","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/","url":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/","name":"A Proper Financial Plan Can Ease Client Tension","isPartOf":{"@id":"https:\/\/www.paladinregistry.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage"},"image":{"@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage"},"thumbnailUrl":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg","datePublished":"2015-05-08T12:15:51+00:00","dateModified":"2015-06-01T20:46:12+00:00","author":{"@id":"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/a02057a788c86adbf0adab8945036ce5"},"description":"Clients are often under the assumption that a financial plan will be simple and they will easily be served. A \u201cdeep tissue\u201d financial plan requires more.","breadcrumb":{"@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#primaryimage","url":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg","contentUrl":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/05\/financial-plan-client-tension.jpg","width":620,"height":360},{"@type":"BreadcrumbList","@id":"https:\/\/www.paladinregistry.com\/blog\/advisors\/proper-financial-plan-can-ease-client-tension\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.paladinregistry.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Advisors","item":"https:\/\/www.paladinregistry.com\/blog\/category\/advisors\/"},{"@type":"ListItem","position":3,"name":"How a Proper Financial Plan can Ease Client Tension"}]},{"@type":"WebSite","@id":"https:\/\/www.paladinregistry.com\/blog\/#website","url":"https:\/\/www.paladinregistry.com\/blog\/","name":"Paladin Registry Blog","description":"Helping You Make Better Financial Decisions","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.paladinregistry.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/a02057a788c86adbf0adab8945036ce5","name":"James Cornehlsen","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2013\/11\/Jamie-e1427797249725-96x96.jpg","contentUrl":"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2013\/11\/Jamie-e1427797249725-96x96.jpg","caption":"James Cornehlsen"},"description":"James (Jamie) Cornehlsen, CFA is an investment advisor with Capstone Investment Financial Group and Chief Investment Officer and Managing Director of Dunn Warren Investment Advisors, LLC. Jamie received his MBA from The William E. Simon Graduate School of Business at the University of Rochester, and his Bachelor of Arts in Economics from the University of Colorado and attended The University of York in England. He is a member of the CFA Society of Colorado and previously served as the President of the CFA Society of Colorado. In 1994 to 1996, Jamie began his career as an analyst with the Gartner Group working with the pension plan and 401k program. From 1996 to January 1999, he worked as a financial analyst covering the software industry for Schwab SoundView Capital Markets in Greenwich, Connecticut and Bear Stearns in New York City. Prior to founding Dunn Warren Investment Advisors, Jamie worked with Corboy and Jerde from 2000 to 2001, an investment bank specializing in public and private equity investments.","sameAs":["http:\/\/www.capstoneinvest.com","https:\/\/www.facebook.com\/james.cornehlsen","http:\/\/www.linkedin.com\/profile\/view?id=12949153&goback=nmp_*1_*1_*1_*1_*1_*1_*1_*1_*1_*1&trk=spm_pic","https:\/\/x.com\/AUMinaBox"],"url":"https:\/\/www.paladinregistry.com\/blog\/author\/jamie-cornehlsen\/"}]}},"_links":{"self":[{"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/posts\/5823"}],"collection":[{"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/comments?post=5823"}],"version-history":[{"count":7,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/posts\/5823\/revisions"}],"predecessor-version":[{"id":5963,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/posts\/5823\/revisions\/5963"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/media\/5830"}],"wp:attachment":[{"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/media?parent=5823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/categories?post=5823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paladinregistry.com\/blog\/wp-json\/wp\/v2\/tags?post=5823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}