{"id":5698,"date":"2015-04-16T05:53:36","date_gmt":"2015-04-16T12:53:36","guid":{"rendered":"http:\/\/blog.paladinregistry.com\/?p=5698"},"modified":"2015-06-04T13:47:06","modified_gmt":"2015-06-04T20:47:06","slug":"5-critical-differences-between-financial-advisors-and-robo-advisors-infographic","status":"publish","type":"post","link":"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/","title":{"rendered":"5 Critical Differences between Financial Advisors and Robo Advisors &#8211; Infographic"},"content":{"rendered":"<p>Your assets are going to be invested in the global securities markets. The question is how do the assets get from where they are now to the markets and who helps you make the right decisions along the way. 100 million Americans rely on financial advisors to help them make these decisions.<\/p>\n<p>Your first decision is to <span style=\"color: #0000ff;\"><a href=\"http:\/\/www.paladinregistry.com\/find-financial-advisors\" target=\"_blank\"><span style=\"color: #0000ff;\">select the right type of advisor<\/span><\/a><\/span> who can help you navigate the complex financial markets. You can choose a Robo Advisor or a traditional financial advisor. Which one is best for you?<\/p>\n<p>On the one hand there is no difference. Your assets are going to end up in the same place \u2013 the global securities markets. On the other hand, there are critical differences that should impact the type of advisor you select to help you.\u00a0 Review our Infographic to learn more.<br \/>\n<iframe loading=\"lazy\" src=\"https:\/\/magic.piktochart.com\/embed\/5334997-robo-vs-traditional-advisor\" width=\"620\" height=\"1422\" frameborder=\"0\" scrolling=\"no\"><\/iframe><br \/>\n<strong>Personalized Services<\/strong><\/p>\n<p>Robo advisors will ask you a few questions. Your responses will determine which model portfolio you will be invested in. Robos use multiple models that are based on investor age, risk tolerance, and performance expectations. Most Robos invest in Exchange Traded Funds to <span style=\"color: #0000ff;\"><a title=\"Everything You Ever Wanted to Know about Investment Expenses \u2013 Infographic\" href=\"http:\/\/blog.paladinregistry.com\/investing-2\/everything-you-ever-wanted-to-know-about-investment-expenses-infographic\/\" target=\"_blank\"><span style=\"color: #0000ff;\">minimize your investment expenses<\/span><\/a><\/span>.<\/p>\n<p>Traditional advisors will obtain detailed information from you and use it to develop a personalized investment strategy. The best independent advisors in this category can provide relatively unlimited investment choices that include Exchange Traded Funds, separate accounts, and active portfolio management.<\/p>\n<p><strong>Communications<\/strong><\/p>\n<p>Pure Robos want to limit human contact to minimize expenses. Or, they limit contact to telephone, email, and Skype to leverage their resources and minimize expenses.<\/p>\n<p>Traditional advisors are available to meet with you face-to-face. Service meetings can be at your location or their locations. Meetings are an important part of traditional advisor delivery systems for information that focuses on the achievement of your financial goals. This type of communication may be particularly important during prolonged down markets when your investment concerns are highest.<\/p>\n<p><strong>Financial Planning<\/strong><\/p>\n<p>Most investors want a financial plan that describes their performance expectations, risk tolerance, and investment horizon. However, most Robos provide investment services, but do not provide planning services. Planning is a difficult service to automate because there are so many variables.<\/p>\n<p>90% of traditional advisors provide <span style=\"color: #0000ff;\"><a href=\"http:\/\/iwd.paladinregistry.com\/scams\/great-american-financial-plan-scam\/\" target=\"_blank\"><span style=\"color: #0000ff;\">integrated planning and investment services<\/span><\/a><\/span>. Investment decisions must be consistent with the provisions of the plan. Financial plans become obsolete over time so they are updated annually to reflect changes in your personal situation. For example, a financial plan becomes more conservative as you approach your retirement years.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your assets are going to be invested in the global securities markets. The question is how do the assets get from where they are now to the markets and who helps you make the right decisions along the way. 100 million Americans rely on financial advisors to help them make these decisions. Your first decision is to select the right type of advisor who can help you navigate the complex<\/p>\n","protected":false},"author":2,"featured_media":5706,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[325],"tags":[],"class_list":["post-5698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisors"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Differences between Financial Advisors and Robo Advisors<\/title>\n<meta name=\"description\" content=\"Select the right type of advisor who can help you navigate the complex financial markets. 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Choose between Robo Advisors or traditional financial advisors.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/\" \/>\n<meta property=\"og:site_name\" content=\"Paladin Registry Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/PaladinRegistry\" \/>\n<meta property=\"article:published_time\" content=\"2015-04-16T12:53:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-06-04T20:47:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/04\/differences-financial-advisors-and-robos.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"620\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jack Waymire\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PaladinRegistry\" \/>\n<meta name=\"twitter:site\" content=\"@PaladinRegistry\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jack Waymire\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/\",\"url\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/\",\"name\":\"5 Differences between Financial Advisors and Robo Advisors\",\"isPartOf\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/advisors\/5-critical-differences-between-financial-advisors-and-robo-advisors-infographic\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.paladinregistry.com\/blog\/wp-content\/uploads\/2015\/04\/differences-financial-advisors-and-robos.jpg\",\"datePublished\":\"2015-04-16T12:53:36+00:00\",\"dateModified\":\"2015-06-04T20:47:06+00:00\",\"author\":{\"@id\":\"https:\/\/www.paladinregistry.com\/blog\/#\/schema\/person\/4f94af521e23212d5ffd08618ecb46c0\"},\"description\":\"Select the right type of advisor who can help you navigate the complex financial markets. 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