{"id":2149,"date":"2013-12-06T06:47:26","date_gmt":"2013-12-06T14:47:26","guid":{"rendered":"http:\/\/staging-prblog.paladinregistry.com\/blog\/?p=2149"},"modified":"2013-12-04T14:47:52","modified_gmt":"2013-12-04T22:47:52","slug":"do-i-have-enough-to-retire","status":"publish","type":"post","link":"https:\/\/www.paladinregistry.com\/blog\/retirement\/do-i-have-enough-to-retire\/","title":{"rendered":"Do I Have Enough to Retire?"},"content":{"rendered":"

\"enough<\/a>This is the most frequent question I hear because individuals find it hard to figure out what they will need and have in the future<\/a>.\u00a0 There are just too many things to figure out.<\/p>\n

The way I have addressed this is with a process. Anything that I have ever worked hard to accomplish, I succeed with a process. I succeeded in competing in the World Championship Aquathlon on the US Team (Aquathlon is a mile swim and a 5 kilometer run) this past September. I created a weekly schedule of the workout I would complete each week: day off on Mondays, then double on Tuesdays with lifting in the morning and track workout in the afternoon; Wednesday was a speed bicycle ride; Thursdays was a swim and back in the weight room; Fridays I would attend a spin class; Saturdays were meant for a long run or bike ride; and Sundays were back in the water for a swim.\u00a0 By creating a weekly schedule from January to the World Championships in September, I had a plan that I could rely on and that allowed me to feel secure knowing what I had to do.<\/p>\n

The benefit is that I knew what I had to do and when. I was clear on the goal and what it took to get there.\u00a0 It also helped me to overcome the surprises when they happened.\u00a0 This included bruised ribs from a water skiing accident that kept me from training for three weeks. But having the process enabled me to absorb the hick-ups and make up the time.<\/p>\n

I have always been a process fanatic.\u00a0 But it was not until I arrived in Denver, Colorado and met Townsend Wardlaw that I put my process to good practice.\u00a0 Townsend is a sales trainer for business owners and entrepreneurs.\u00a0\u00a0 He taught me to use my strength of creating procedures to help people realize their retirement goals. Creating a retirement plan helps put people at ease<\/a> about their future plans.<\/p>\n

Creating a process can be difficult because individuals don\u2019t have the experience, knowledge or interest.\u00a0 What is beneficial is creating the step-by-step order to build wealth, invest what you have, lower your taxes and prepare for the unexpected.<\/p>\n

The way I apply this to my wealth is I have created a personal balance sheet for my wife and me.\u00a0 I update it the first week of each year. This lists out the assets and liabilities we have.\u00a0 The next thing I do is I project out how much we will save each year until we would like to retire and graph this.\u00a0 Last, I compare what our projections are to what has actually happened.<\/p>\n

Call me silly, but I always get excited when I am updating our plan.\u00a0 I feel in control and have a sense of peace that what ever happens we can adjust and adapt to.<\/p>\n

To learn more about James, view his Paladin Registry profile<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

This is the most frequent question I hear because individuals find it hard to figure out what they will need and have in the future.\u00a0 There are just too many things to figure out. The way I have addressed this is with a process. Anything that I have ever worked hard to accomplish, I succeed with a process. I succeeded in competing in the World Championship Aquathlon on the US<\/p>\n","protected":false},"author":27,"featured_media":2153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[117],"tags":[],"class_list":["post-2149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement"],"yoast_head":"\nDo I Have Enough to Retire?<\/title>\n<meta name=\"description\" content=\"This is the most frequent question I hear because individuals find it hard to figure out what they will need and have in the future.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paladinregistry.com\/blog\/retirement\/do-i-have-enough-to-retire\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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