The Perfect Time to Invest
By: Bob Klosterman
While I never have seen a survey inquiring about the desire for investing at the perfect time, I am pretty confident that if the question...
What’s a Fiduciary and Why Does It Matter?
There’s been a lot of media coverage lately re: The Department of Labor’s (DOL’s) soon-to-be new rules for financial advisors to act as fiduciaries for...
A Reliable Financial Advisor Fills Multiple Roles
By: Rick Willoughby
You know how to change the oil in your car. You can mow your own grass and fix a leaky faucet. Sure parenting had a...
Investing: Riding the Stocks
By: Rick Willoughby
When the Dutch first inhabited Manhattan island in the 1600s, they erected a wall around their encampment. Along the southern stretch of the wall, between...
Having A Financial Plan So You Don’t Worry
By: Rick Willoughby
Every day you carry out a series of plans: what you’ll eat, outline solutions at work, even review safety plans. You may have even practiced...
Suitability vs. Fiduciary Standards…It Matters!
By: Gary Williams
If you are anything like us, you are always busy — right? We tend to make time for what is most important to us but...
3 Tips to Help Make Sense of Your Personal Finances
By: Rick Willoughby
For many people making sense of personal finances is equivalent to reading a foreign language. Earning a paycheck and paying bills on time are pretty...
Why Are Federal Long Term Care Insurance Premiums Rising?
By: Gary Williams
Last week we met with a long-time client who retired from the federal government. Prior to retiring, she had the foresight to purchase the long...
Why You (and NBA Players) Need a Financial Plan
By: Jeffrey Bogart
In recent weeks, we’ve witnessed an obscene amount of money being dealt to NBA free agents. Dwyane Wade signed a 2-year contract with the Chicago...
Planning for a Comfortable Retirement
By: Rick Willoughby
What comes to mind when planning for your retirement? Enjoying nature, time with family, spending blissful hours on hobbies? Regardless of what defines an ideal...