Walter Guertin

1. What are your firm names?

• Registered Investment Advisor

  NA

• Broker Dealer

  NA

2. What is your type of RIA registration?

• SEC

3. Are you a sole practitioner or a member of a firm or team?

• Sole Practitioner

4. What is your relationship to your Registered Investment Advisor?

• Employee

5. What are your years of applicable financial service experience?

• 35 Years

6. Do you have any college degree(s)?

7. Do you belong to any industry associations?

• American Institute of CPAs

8. What is your CRD or IARD number?

• Did Not Provide

9. Do you hold any active securities licenses?

• No Active Security Licenses

10. Which categories of financial services do you provide?

• Financial Planning Advice & Services
• Investment Advice & Services
• Tax Advice & Services

11. Which planning services do you provide?

• Financial Plans
• Retirement Plans
• College Plans
• Estate Plans
• Tax Plans

12. Which investment advisory services do you provide?

• Investment Strategy & Policy
• Risk Management
• Rebalancing
• Money Manager Selection
• Performance Reports
• Asset Allocation

13. If you make investment decisions for clients, how do you invest their assets?

• Did Not Provide

14. How many clients (not accounts) do you currently service?

• Did Not Provide

15. What amount of client assets is currently under your management or advisement?

• Did Not Provide

16. What is your minimum fee for your planning services?

• Did Not Provide

17. What is your minimum fee for your investment services?

• Did Not Provide

18. What is your minimum asset requirement for your investment services?

• $100,000

19. What is your minimum net worth requirement for your planning services?

• Did Not Provide

20. What type of compensation do you receive for your planning services?

• Hourly Fees
• Fixed Fees

21. What type of compensation do you receive for your investment advisory services?

• Hourly Fees
• Fixed Fees

22. Do you work with remote clients over the Internet and telephone?

• Yes

23. Do you hold any active insurance licenses?

• No Active Insurance Licenses

24. Are you a Registered Investment Advisor or an Investment Advisor Representative?

• Yes

25. Do you acknowledge you are a fiduciary when you provide financial advice and services for fees?

• Yes

26. What states are covered by your registration(s) to sell investment advisory services?

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana
• Maine
• Maryland
• Massachusetts
• Michigan
• Minnesota
• Mississippi
• Missouri
• Montana
• Nebraska
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Carolina
• South Dakota
• Tennessee
• Texas
• Utah
• Vermont
• Virginia
• Washington
• WDC
• West Virginia
• Wisconsin
• Wyoming

27. What states are covered by your registration(s) to sell investment and brokerage products?

• Did Not Provide

28. What states are covered by your registration(s) to sell insurance products?

• Did Not Provide

29. Do you have any compliance disclosures for the past 5 years?

• Investment Disclosures: No
• Insurance Disclosures: No

30. Do you have any criminal disclosures since you became an adult?

• Misdemeanors: No
• Felonies: No

31. How do investors view your ADV Part II?

• Available Upon Request

32. Additional Disclosure Statements or Comments

• None required.

33. What languages do you speak fluently?

• Did Not Provide

34. What is your primary role?

• Did Not Provide

35. Which investment products do you sell?

• None (I do not sell investment products)

36. Which insurance products do you sell?

• Did Not Provide

37. Do you provide tax advice and services?

• Yes

38. Do you provide legal advice and services?

• Did Not Provide

39. Do you provide any limited engagement services?

• Did Not Provide

40. What types of clients do you work with?

• Individuals
• Companies (Non-Pension)
• Companies (Pension)
• Foundations

41. Where does your first meeting with a prospective client take place?

• Investor's Preference

42. Which companies act as custodians for your clients assets?

• Bank of New York

43. What types of reports do you provide your clients and what is the frequency?

44. General Comments:

Did Not Provide

Certification