Steven Schwartz, CPA, JD, NAPFA-RA
Rochester, New York, 14618
Member Since 2006
We understand the privilege we are given when asked by our clients to help transition and manage retirement finances. We represent clients in many different stages of life. However, our mission is to assis individuals prepare for and transition to a retirement lifestyle through our understanding of retirement investment models, taxation issues, legacy planning and retirement risk management.
My Location
Background Information
Years of Financial Experience
- 34
Education
- Franklin and Marshall College (BA)
- University of Pittsburgh School of Law (JD)
Certifications and Designations
- CPA
- JD
- NAPFA-RA
- Paladin 5 Star Advisor
- PFS
Association Memberships
- NAPFA
- AICPA
- New York State Society of CPAs
- Retirement Income Industry Association
Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee
- Investment Services: Asset-based fee, Fixed fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Charles Schwab
Types of Financial Reports
- Performance Report (Quarterly)
- Custodial Report (Monthly)
- Newsletter (Semi-Annually)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them annually
- I review my clients' investment portfolios with them quarterly
Registration & Licensing
- CRD/IARD Number: 128133
- Securities Registrations: Series 65
- Insurance Licenses: None
Company Names
- Registered Investment Advisor: Wealth Design Services Inc
- Broker/Dealer: None
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Planning Services
- Financial Planning, Retirement, Estate, Charitable, Tax, Tax return preparation for individuals and related entities. Fiduciary accounting services for executors and trustees.
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Re-Balancing, Passive Managers, Risk Management, Performance Reporting, Tax Efficient Strategies, Review Current Portfolios, Retirement Income Consultation
Investment Products
- None
Insurance Products
- None
Tax Advice & Services
- Tax Clients: Individuals & Families
- Tax Services: Tax Planning, Tax Advice, Tax Efficient Investing, Tax Preparation, IRS Audit Services
Visit Website - http://www.wealthdesignservices.com
