Richard Hall, CFP®, ChFC®
Sandia Park, New Mexico, 87047
Member Since 2006
We believe planning and investing are the two essential processes that will help you achieve your financial goals. Our first priority is determining what your goals, values, concerns, and priorities are so we can use our expertise and services to develop personalized planning and investment strategies and provide recommendations that will help you achieve your goals. We never lose sight that it is your financial security that is at stake. Many of our clients are retirees and professional couples from the educational, medical, and scientific communities. Their common desire is to develop a stable, long-term relationship with a professional who provides exceptional service and advice they can trust.
My Location
Background Information
Years of Financial Experience
- 18
Education
- University of Auckland (B Com (MBA Equivalent))
- University of Auckland (Dip. Teaching)
- University of Auckland (Associate Chartered Accountant (1980))
Certifications and Designations
- CFP®
- ChFC®
Association Memberships
- Financial Planning Association
Methods of Compensation
- Financial Planning: Asset-based fee, Hourly fee, Fixed fee
- Investment Services: Asset-based fee, Commissions (Investment), Commissions (Insurance)
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- LPL Financial
Types of Financial Reports
- Performance Report (Quarterly)
- Market Environment Report (Quarterly)
- Custodial Report (Monthly)
- Newsletter (Monthly)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them annually and upon request
- I review my clients' investment portfolios with them quarterly and upon request
Registration & Licensing
- CRD/IARD Number: 131913
- Securities Registrations: Series 65, Series 63, Series 7, Series 6, Series 24
- Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health
Company Names
- Registered Investment Advisor: Cumbrian Financial Stewardship
- Broker/Dealer: LPL Financial
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Registered or licensed to provide financial advice, services, and products
- California
- Colorado
- Georgia
- Idaho
- Maine
- New Mexico
- Oregon
- Washington
- Wisconsin
Disclosure(s)
- View StatementWhen acting as an investment advisor to clients, I serve as a Fiduciary. Securities and Money Management offered through LPL Financial, Member FINRA/SIPC Securities Registrations are held with LPL Financial Hourly Fee Financial Pannning offered through Cumbrian Financial Stewardship - Registered Investment Advisor
- View ADV
- View Statement
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Hourly, Current Review, Divorce Financial Analysis
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Active Managers, Passive Managers, Risk Management, Performance Reporting, Tax Efficient Strategies, Review Current Portfolios, Proprietory Retirement withdrawal strategies during retirement.
Investment Products
- Mutual Funds, Securities, REITs, Public Managed Futures Partnerships
Insurance Products
- Life, Fixed Annuity, Variable Annuity, Long-Term Care, Disability Income
Visit Website - http://www.CFStewards.com
