Martin Higgins

1. What are your firm names?

• Registered Investment Advisor

  Mutual of Omaha Investor Services

• Broker Dealer

  Mutual Of Omaha Investor Services

2. What is your type of RIA registration?

• SEC

3. Are you a sole practitioner or a member of a firm or team?

• Sole Practitioner

4. What is your relationship to your Registered Investment Advisor?

• Owner

5. What are your years of applicable financial service experience?

• 35 Years

6. Do you have any college degree(s)?

• No

7. Do you belong to any industry associations?

• (EFPC) Estate & Financial Planning Council
• (SFSP) Society of Financial Services Professionals
• (MDRT) Million Dollar Round Table

8. What is your CRD or IARD number?

• 835036

9. Do you hold any active securities licenses?

• 65, 63, 6

10. Which categories of financial services do you provide?

• Financial Planning Advice & Services
• Investment Advice & Services
• Insurance Advice & Services

11. Which planning services do you provide?

• Financial Plans
• Retirement Plans
• College Plans
• Estate Plans
• Charitable Plans
• Other

12. Which investment advisory services do you provide?

• Investment Strategy & Policy
• Risk Management
• Rebalancing
• Money Manager Selection
• Performance Reports
• Other
• Asset Allocation

13. If you make investment decisions for clients, how do you invest their assets?

• Did Not Provide

14. How many clients (not accounts) do you currently service?

• Did Not Provide

15. What amount of client assets is currently under your management or advisement?

• Did Not Provide

16. What is minimum fee for your planning services?

• Did Not Provide

17. What is your minimum asset requirement for your investment services?

• $250,000

18. What is your minimum net worth requirement for your planning services?

• Did Not Provide

19. What type of compensation do you receive for your planning services?

• Asset Based Fees, Fixed Fees, Hourly Fees

20. What type of compensation do you receive for your investment advisory services?

• Fixed Fees, Hourly Fees

21. Do you work with remote clients over the Internet and telephone?

• Yes

22. Do you hold any active insurance licenses?

• Life, Annuity, Long-Term Care, Disability, Health, Other

23. Are you a Registered Investment Advisor or an Investment Advisor Representative?

• Yes

24. Do you acknowledge you are a fiduciary when you provide financial advice and services for fees?

• Yes

25. What states are covered by your registration(s) to sell investment advisory services?

• New Jersey
• Pennsylvania
• Maryland
• Delaware
• Massachusetts
• Maine
• South Carolina
• California
• Florida
• North Carolina
• New York
• Virginia
• WDC
• Ohio

26. What states are covered by your registration(s) to sell investment and brokerage products?

• Did Not Provide

27. What states are covered by your registration(s) to sell insurance products?

• Did Not Provide

28. Do you have any compliance disclosures for the past 5 years?

• Investment Disclosures: No
• Insurance Disclosures: No

29. Do you have any criminal disclosures since you became an adult?

• Misdemeanors: No
• Felonies: No

30. How do investors view your ADV Part II?

Available Upon Request

31. Additional Disclosure Statements or Comments

• Martin Higgins is a registered representative and investment adviser representative of Mutual of Omaha Investor Services, a securities broker/dealer and registered investment adviser. Home Office: Mutual of Omaha Plaza, Omaha, NE 68175-1020. There is no contractual relationship between Family Wealth Management and Mutual of Omaha Investor Services, Inc. Martin Higgins can only do business in states in which he is registered. The information presented on this web site is intended for educational purposes only, and is not intended to replace the advice of an attorney or qualified tax professional.

32. What languages do you speak fluently?

• Did Not Provide

33. What is your primary role?

• Did Not Provide

34. Which investment products do you sell?

• Mutual Funds
• Hedge Funds
• Commodities
• REITs
• Other

35. Which insurance products do you sell?

• Life
• Fixed Annuities
• Variable Annuities
• Long Term Care
• Disability Income
• Business

36. Do you provide tax advice and services?

• No

37. Do you provide legal advice and services?

• Did Not Provide

38. Do you provide any limited engagement services?

• Did Not Provide

39. What types of clients do you work with?

• Individuals
• Companies (Non-Pension)
• Companies (Pension)
• Foundations

40. Where does your first meeting with a prospective client take place?

• Investor's Preference

41. Which companies act as custodians for your clients assets?

• Pershing
• Fidelity
• RBC Dain

42. What types of reports do you provide your clients and what is the frequency?

• Performance ()
• Brokerage Statement ()
• Market Environment ()
• Newsletters ()
• Other ()

43. General Comments:

Did Not Provide

Certification