Lance Ray, CFP®

Holly Springs, North Carolina, 27540
advisor

Member Since 2005

Our focus is you. We provide our clients with the experience and tools necessary to help achieve their hopes and dreams. We know you want to focus on spending time with family and enjoying the important things in life. To that end, we employ an established process to develop a customized, practical approach to financial management. The most important benefit we provide may be the peace of mind that comes from knowing you have a trusted advisor to help you through important financial decisions.
Contact Lance
 
 

My Location

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 Background Information

  • Years of Financial Experience

    • 12

  • Education

    • Hope College (BA)

  • Certifications and Designations

    • CFP®

  • Association Memberships

    • Financial Planning Association

  • Methods of Compensation

    • Financial Planning: Asset-based fee, Hourly fee, Fixed fee, Commissions (Investment), Commissions (Insurance)
    • Investment Services: Asset-based fee, Hourly fee, Fixed fee, Commissions (Investment), Commissions (Insurance)

  • Full Disclosure

    • I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.

  • Primary Custodian(s)

    • Raymond James & Associates, Inc.
    • National Financial Services, LLC
    • Pershing, LLC

  • Types of Financial Reports

    • Performance Report (Quarterly)
    • Market Environment Report (Annually)
    • Custodial Report (Monthly)
    • Newsletter (Quarterly)

  • Additional Business Practices

    • I provide a written agreement to clients before I provide any advice or services.
    • I work with remote clients over the telephone and Internet
    • My clients have online access to their financial data
    • I review my clients' financial plans with them quarterly, semi-annually and upon request
    • I review my clients' investment portfolios with them quarterly and upon request
 

  • Registration & Licensing

    • CRD/IARD Number: 3066927
    • Securities Registrations: Series 63, Series 7, Series 6, Series 24
    • Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health

  • Company Names

    • Registered Investment Advisor: Cantella & Co., Inc.
    • Broker/Dealer: Cantella & Company, Inc.

  • Fiduciary Status

    • Acknowledged Fiduciary in advisory relationships

  • Compliance Record

    • No Disclosures

  • Criminal Record

    • No Disclosures

  • Registered or licensed to provide financial advice, services, and products

    • California
    • Florida
    • Georgia
    • Michigan
    • Minnesota
    • New Jersey
    • New York
    • North Carolina
    • Ohio
    • Utah
    • WDC
    • Washington
    • Wisconsin

  • Disclosure(s)

    • View Statement

  • Planning Services

    • Financial Planning, Retirement, College Funding, Estate, Charitable, Tax, Hourly, Current Review

  • Investment Services

    • Strategy Development, Written investment policy, Asset allocation, Re-Balancing, Active Managers, Passive Managers, Risk Management, Performance Reporting, Tax Efficient Strategies, Review Current Portfolios

  • Investment Products

    • Mutual Funds, Securities, Hedge Fund, Commodities, REITs, Limited Partnerships

  • Insurance Products

    • Life, Fixed Annuity, Variable Annuity, Long-Term Care, Disability Income, Health
 
Contact Lance
 
Visit Website - http://www.focuspointefinancial.com
Paladin Registry

Minimum Asset Requirement

  • $100,000

Types of Clients

  • Individuals & Families
  • Businesses

Professional Services

  • Planning
  • Investment Advice
  • Money Management
  • Insurance