Kevin Holland, CPA, CFP®, Paladin 5 Star Advisor
Naperville, Illinois, 60563
Member Since 2004
My Mission Statement is "Helping People Build, Preserve & Distribute Their Wealth Through Ethical & Effective Wealth Management". The primary focus of my proprietary investment management process reduces risk during declining markets to avoid significant losses in portfolio values and still participate in the majority of advances in rising markets. My moto is \"advance and protect\". Since 1993, this active management process is designed to optimize risk-adjusted returns. For those who embrace passive investing pusuant to Modern Portfolio Theory, I construct these portfolios as well. Respecting financial planning engagements/advice; my passion is to provide optimal solutions to help clients achieve their personal goals & dreams.
My Location
Background Information
Years of Financial Experience
- 28
Education
- DePaul University (BA - Accounting (Highest Honors))
- DePaul University (MBA - Finance (High Honors))
Certifications and Designations
- CPA
- CFP®
- Paladin 5 Star Advisor
- PFS,
Association Memberships
- National Association of Active Investment Managers
- Financial Planning Association
- AICPA
- ICPA Society
Methods of Compensation
- Financial Planning: Fixed fee, Hourly fee
- Investment Services: Asset-based fee, Fixed fee, Hourly fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- LPL Financial Corporation
Types of Financial Reports
- Performance Report (Quarterly)
- Market Environment Report (Annually)
- Custodial Report (Monthly)
- Newsletter (Monthly)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them upon request
- I review my clients' investment portfolios with them quarterly, semi-annually, annually and upon request
Registration & Licensing
- CRD/IARD Number: 1142931
- Securities Registrations: Series 65, Series 63, Series 7, Series 24
- Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health
Company Names
- Registered Investment Advisor: Optimal Wealth & Investments, Inc.
- Broker/Dealer: LPL Financial Corporation
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Tax, Charitable, Business Planning (i.e., succession planning)
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies, Active management: tactical and dynamic asset allocation to reduce risk.
Investment Products
- Mutual Funds, Securities, Hedge Fund, Derivatives, Commodities, REITs, Equity, Limited Partnerships, ETFs
Insurance Products
- Life, Fixed Annuity, Variable Annuity, Long-Term Care, Disability Income, Health
Tax Advice & Services
- Tax Clients: Individuals & Families, Businesses
- Tax Services: Tax Planning, Tax Advice, Tax Efficient Investing, Tax Preparation, IRS Audit Services
Visit Website - http://www.optimalwealth.net
