John Wolff, CLU®, CFP®, ChFC®
Reston, Virginia, 20191
Member Since 2009
Our investment philosophy is firmly grounded in the time-tested principles of asset allocation with the objective of generating predictable and consistent long-term investment results. One of our core beliefs is that asset allocation—how you diversify your assets between stocks, bonds, and cash—is the most effective method to manage risk in a portfolio.
We do not engage in market timing or try to outsmart the market. It is our belief that portfolios should not be positioned at the maximum level of risk that our clients can accept, but at the minimum amount of risk necessary in order to meet current liabilities and achieve their most important goals.
My Location
Background Information
Years of Financial Experience
- 24
Education
- Shepherd University (BS in Business & Management)
Certifications and Designations
- CLU®
- CFP®
- ChFC®
Association Memberships
- Financial Planning Association (FPA_
- Investment Management Consultants Association (IMCA)
- Social Investment Forum (SIF)
Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee, Hourly fee
- Investment Services: Asset-based fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Charles Schwab Institutional
Types of Financial Reports
- Performance Report (Quarterly)
- Market Environment Report (Quarterly)
- Custodial Report (Monthly)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them annually
- I review my clients' investment portfolios with them quarterly
Registration & Licensing
- CRD/IARD Number: None
- Securities Registrations: Series 65, Series 63
- Insurance Licenses: Life, Health, Property & Casualty
Company Names
- Broker/Dealer: None
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Tax, Charitable
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies
Investment Products
- None
Insurance Products
- None
Visit Website - http://www.capitalfiduciaryadvisors.com
