John Heeckt, ChFC®, Paladin, RFC®

Bethlehem, Pennsylvania, 18018

Member Since 2006

My Location

Years of Financial Experience
- 31
Education
- University of Nebraska (BA)
- University of Nebraska (MA)
Certifications and Designations
- ChFC®
- Paladin
- RFC®
Association Memberships
- Financial Planning Association
- IARFC
- Society of Financial Service Professionals

Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee, Hourly fee
- Investment Services: Asset-based fee, Fixed fee, Hourly fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Pershing LLC
Types of Financial Reports
- Performance Report (Annually)
- Market Environment Report (Semi-Annually)
- Custodial Report (Quarterly)
- Newsletter (Quarterly)
- Other
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them annually and upon request
- I review my clients' investment portfolios with them quarterly, semi-annually and upon request

Registration & Licensing
- CRD/IARD Number: 873305
- Securities Registrations: Series 63, Series 7, Series 24
- Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health, Variable products
Company Names
- Registered Investment Advisor: The Investment Management System (TIMS)
- Broker/Dealer: Cadaret, Grant & Co., Inc.
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Disclosure(s)
- View Statement
  Securities offered through Cadaret, Grant & Co., Inc. Syracuse, NY Member FIRA, SIPC Financial Sources, Inc. is not a subsidiary of Cadaret, Grant & Co., Inc.

Planning Services
- Financial Planning, Retirement, College Funding, Estate, Tax, Charitable, Portfolio design and maintenance
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies, Cash flow planning
Investment Products
- Mutual Funds, Securities, Hedge Fund, REITs, Limited Partnerships, Unit Investment Trusts, Canadian Royalty Trusts, CDs
Insurance Products
- Life, Fixed Annuity, Variable Annuity, Long-Term Care, Disability Income, Health, Business

Visit Website - http://www.financial-sources.com