Joe Maas, CFA®, CWPP, CFP®, CWPP
Seattle, Washington, 98104
Member Since 2005
Synergy Financial Management, LLC is a financial planning and Registered Investment Advisory firm located in Seattle, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor, potential conflicts of interest regarding compensation are removed.
SFM\'s planning process will help you assess your financial situation and identify specific needs and goals.
My Location
Background Information
Years of Financial Experience
- 21
Education
- Seattle Pacific University (B.A. Finance)
- American College (Masters in Financial Services)
Certifications and Designations
- CFA®
- CWPP
- CFP®
- ChFC®
- CLU®
- CMAA
- AVA
- MSFS
- CWPP
Association Memberships
- Society of Chartered Financial Analysts
- Financial Planning Association
- Estate Planning Council
- American Valuators Association
Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee, Hourly fee
- Investment Services: Asset-based fee, Fixed fee, Hourly fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Charles Schwab
- TD Ameritrade
Types of Financial Reports
- Performance Report (Quarterly)
- Market Environment Report (Monthly)
- Custodial Report (Monthly)
- Newsletter (Quarterly)
- Other
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them quarterly
- I review my clients' investment portfolios with them monthly, quarterly and annually
Registration & Licensing
- CRD/IARD Number: 2170891
- Securities Registrations: Series 65, Series 63
- Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health
Company Names
- Registered Investment Advisor: Synergy Financial Management, LLC
- Broker/Dealer: None
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Registered or licensed to provide financial advice, services, and products
- All 50 States
Disclosure(s)
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Tax, Charitable, Business Planning and Real Estate Planning
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies
Investment Products
- None
Insurance Products
- Life, Long-Term Care, Disability Income
Tax Advice & Services
- Tax Services: Tax Planning, Tax Advice, Tax Efficient Investing
Visit Website - http://www.synergeticfinance.com/financial
